If you don’t pronounce ru, you can read it as hāo yáng máo.

The definition of "harvesting" is no longer limited to the Internet financial field, but has penetrated into all areas of society. Many activities such as takeaway coupons, discounts, phone bills, and data traffic can all be called Gathering wool.

The definition of "harvesting" is becoming more and more broad, and it has crossed the definition of the financial industry and penetrated into various fields. Didi Taxi and other taxi and ride-sharing apps give out vouchers, Meituan takes out food, and I'm hungry. Activities such as meal ordering discounts and exemptions, Baidu Wallet, free phone calls and data recharge, and many other activities can all be called profit-making activities.

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In fact, the word “wool” is not inherently associated with P2P. According to online explanations, most of the people who collect wool are mainly people born in the 1980s. They are interested in some preferential activities carried out by banks and other financial institutions and various merchants, so as to obtain discounts and even monetary returns. It is also considered to be a common practice among financial management people. One of the techniques. In the past two years, there have been many cases of "snatching money" by paying attention to credit cards.