This proves that your credit card debt has not been repaid, so go to the bank to find out. Your overdue record has been archived in the People's Bank of China's personal credit record, which may have a certain impact on future loans. I have interned at the personal credit reporting window of the People's Bank of China, and it should be like this. In addition, you can go to the People's Bank of China in person to check your personal credit record, just bring your ID card