On the day when the bill or single installment is successfully processed, this amount will occupy the credit card limit and cannot be used temporarily, resulting in a decrease in the available limit on the day of the installment. The normal available limit will be restored the next day after the system settles the day. .

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Yes. It is said to be a cash loan, but it is a loan product, but it is actually a credit card installment loan. Moreover, the cash loan limit and credit card limit are exclusive. For example, if you have a CITIC credit card before, the limit is 10,000 yuan, and now you apply for a cash loan (cash installment) and are approved for 20,000 yuan, then you will only get only Just 10,000 yuan. Cash installments are generally credited at 10 times your monthly salary.

The cash installment limit on CITIC Credit Card is the same as cash withdrawal and overdraft consumption. When handling cash installment business, cardholders also need to repay on time, otherwise they will not only have to pay higher penalty interest, but also have personal consequences. Credit. After applying for a credit card cash installment, the consumption limit of the credit card will be reduced accordingly. For example, if the limit of a credit card is 20,000 yuan, if you apply for a cash installment of 10,000 yuan, the consumption limit will be only 10,000 yuan. After the cash installment of 10,000 yuan is repaid, the consumption limit will be restored to 20,000 yuan.