Reselling one's own or other people's bank cards is an act of obstructing credit card management. In serious cases, it will constitute a crime of obstructing credit card management.

Reselling bank cards commits the crime of obstructing credit card management, which occurs in the form of selling, buying, or providing forged credit cards to others or fraudulently obtaining credit cards with false identity documents. It commits the crime of obstructing credit card management and is sentenced to 3 years in prison. The following fixed-term imprisonment, or only a fine

Reselling one's own and other people's bank cards is a crime of obstructing credit card management.

A major reason for the continued high incidence of telecommunications fraud is the out-of-control management of phone cards and bank cards. Countless tragedies occur every year due to telecom fraud, posing a serious threat to our country's social security and people's property security. A large number of bank cards and phone cards with "real names but not real people" were purchased by scammers and then committed fraud, which brought huge difficulties to the police in tracing and cracking down. Cutting off the trading chain of phone cards and bank cards is equivalent to "weaning off" fraudsters and curbing telecommunications fraud crimes from the source.

Bank cards refer to credit payment instruments issued to the public by approved commercial banks (including postal financial institutions) with all or part of the functions of consumer credit, transfer settlement, cash deposits and withdrawals, etc.

Generally, bank cards are divided into credit cards and debit cards according to whether they grant the cardholder a credit limit. In addition, bank cards can also

be divided into magnetic stripe cards and chip cards according to different information carriers;

are divided into domestic cards and overseas cards according to whether the issuer is in the country;

It is divided into personal cards and corporate cards according to the issuing objects;

It is divided into RMB cards, foreign currency cards and dual-currency cards according to the account currency.

Legal Basis

"Criminal Law of the People's Republic of China"

Article 177-1 The crime of obstructing credit card management falls under the following circumstances: 1. Anyone who obstructs the management of credit cards shall be sentenced to fixed-term imprisonment of not more than three years or criminal detention, and shall also or solely be fined not less than 10,000 yuan but not more than 100,000 yuan; if the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than 10 years. A fine of not less than RMB 20,000 but not more than RMB 100,000 shall be imposed:

(1) Holding and transporting credit cards knowing that they are counterfeit, or holding and transporting blank credit cards knowing that they are counterfeit, in larger quantities ;

(2) Illegally holding other people’s credit cards in large quantities;

(3) Using false identity certificates to fraudulently obtain credit cards;

(4) Selling, buying, or providing others with forged credit cards or credit cards fraudulently obtained with false identity certificates.

The crime of stealing, bribing, or illegally providing credit card information. Anyone who steals, bribes, or illegally provides other people's credit card information shall be punished in accordance with the provisions of the preceding paragraph.

Any employee of a bank or other financial institution who takes advantage of his position to commit the crime in Paragraph 2 shall be severely punished.