I. Application Conditions of Industrial Bank's Credit Card
Persons who have reached the age of 18, have full capacity for civil conduct, have a legal and stable source of income and have a good credit status may apply to the bank for a personal credit card master card with their valid identity documents. Personal credit card holders can apply for supplementary cards for their designated natural persons.
Two. Information to be submitted for credit card processing of Industrial Bank
1, ID card
China people:
(1), ID card or temporary id card copy (the new ID card needs to be copied on both sides, and the printed ID card reader is not allowed to be used as the identification document);
(2) The original or photocopy of the household registration certificate issued by the public security organ.
Overseas people:
(1), copy of passport;
(2) People from Hong Kong and Macao shall provide copies of Hong Kong and Macao residents travelling to and from the Mainland;
(3) Taiwan Province personnel shall provide a copy of mainland travel permit for taiwan residents.
2. Work certification documents
(1), copy of work permit or work identity certificate;
(2) Original work certificate with official seal;
(3) the original business card;
(4) A copy of the labor contract within the validity period;
(5) The payment information page of social security, pension, housing accumulation fund and unemployment insurance can display the name of the customer and the name of the work unit, and the displayed work unit is consistent with the actual work unit of the customer.
3. Proof of income
(1), a copy of the personal income tax withholding certificate for the last three consecutive months;
(2) a copy of the salary table of the secret salary system for nearly three consecutive months;
(3) A copy of the transaction flow or passbook of the wage account for nearly three consecutive months;
(4) The original proof of income stamped with the official seal of the unit;
(5) The payment information page of social security, pension, housing accumulation fund and unemployment insurance can display the customer's name and payment base standard, thus reflecting the customer's monthly income.
4. Financial vouchers
(1), a copy of the property ownership certificate of the commercial house in my name or a copy of the purchase contract;
(2) A copy of the vehicle driving license in my name, a copy of the motor vehicle registration form, and a copy of the auto insurance policy of the insurance company.
Three. Matters needing attention in handling industrial bank credit card
1, and the identity document must be valid and clearly identifiable;
2. Project acceptance and income certificate stamped with the company's official seal: documents stamped with the company's official seal, personnel seal, financial seal and other official seals with personnel effect;
3. Soldiers holding ID cards must provide military officer's cards and copies of ID cards.
4. If the supporting documents are photocopies, please copy them on A4 paper.
Selected credit cards of Industrial Bank
How long is the validity period of Industrial Bank's credit card? What do you think of the expiration date?
Industrial Bank is a bank with a long history of operation and a wide range of customers, many of whom have credit cards of Industrial Bank. Regarding the use of credit cards, each credit card will have an expiration date. So, how long is the validity period of Industrial Bank's credit card? What's the expiration date? I will answer your question today.
How long is the validity period of Industrial Bank's credit card?
The difference between the validity period of Industrial Bank's credit card and other banks is that it divides the validity period according to the types of cards.
First, ordinary credit cards.
Among the credit cards of Industrial Bank, ordinary credit cards are valid for three to five years.
Second, the platinum magnetic stripe card
Among the Industrial Bank credit cards, the magnetic stripe card of Platinum Credit Card is valid for five years.
Third, platinum IC card
Among the Industrial Bank credit cards, the IC card of Platinum Credit Card is valid for ten years.
What is the validity period of Industrial Bank's credit card?
It is important to know that the validity period of a credit card is calculated from the day the card is approved, so the specific service life of each person's Industrial Bank credit card may be different, but it is easy to check the service life.
If you want to check the service life of a credit card, you can check it on the card. There will be a string of numbers in "MM/YY" format under the++on the card, which represents the specific service life of your credit card. Where the number before "/"indicates the expiration month and the number after "/"indicates the expiration year.
The above is about "How long is the validity period of Industrial Bank's credit card? What is the validity period? " The validity period of Industrial Bank's credit card will vary according to the type of card. You can check the specific service life on the card.
How about Industrial Bank credit card?
The credit card of Industrial Bank is OK, the application is relatively easy, and the service is not bad. Generally, the ordinary card of Industrial Bank is free of annual fee in the first year, while the gold card needs to meet the corresponding credit card conditions or the number of points, and the platinum card needs to charge an annual fee no matter how much it costs. Taobao card is an ordinary card. If you change to a platinum card (standard version), you will have to pay an annual fee of 2600 yuan, but the corresponding platinum card has many discounts in all aspects.
Annual fee-free policy: Puka Gold Card swipes 5 times to avoid the annual fee for the following year;
Handling fee for cash advance: RMB: 2% of cash advance, minimum 20 yuan/transaction (regardless of the same city and different places),++:2% of cash advance, minimum USD 2/transaction (regardless of the same city and different places);
Multi-account management: quota sharing, independent repayment on a billing day;
Installment business: supports installment business, interest-free installment for specific merchants (3, 6, 12), bill installment business (3, 6, 12, 18, 24) and single consumption installment (3, 6, 65438+).
Billing date: according to different card types and different billing dates, cardholders can change once every six months;
Types of cards: ordinary cards (quota 1500-50000 yuan) and gold cards (quota 7000-50000 yuan);
Industrial Bank was established in 1988 and its head office is located in Fuzhou, Fujian Province. It is one of the first joint-stock banks in China and ranks among the top 300 banks in the world. Industrial Bank Credit Card Center was established in July 2004. It is a directly affiliated institution of the head office headquartered in Shanghai, and is fully responsible for the operation and management of the credit card business of Industrial Bank.
In order to better serve customers and enrich the product functions of credit cards, Industrial Bank credit cards have promoted a number of withholding and remittance services in different cities across the country. Business types mainly include: China Unicom mobile phone fee withholding, telecom fee withholding, tap water fee withholding, electricity fee withholding, gas fee withholding, gas card withholding and so on. With the continuous development of new business, Industrial Bank will strive to develop diversified withholding services according to market conditions to meet the payment needs of different customers.
How about Industrial Bank credit card?
Credit cards of China Merchants Bank, China Everbright Bank and Ping An Bank are relatively easy to handle.
Supplementary information:
Credit card processing of China Merchants Bank, China Everbright and Ping An is very simple, as long as you have work permit, medical insurance card and ID card. China Merchants Bank can also apply for completing the information directly in the credit card official website, and the bank will send the credit card after checking it. In terms of quota, these three banks will also be higher than the four major state-owned banks.
Extended data:
1. The application conditions of China Merchants Bank credit card are:
1. Applicant 18 to 60 years old, with China nationality.
2, the applicant should have a relatively stable job and income, the average monthly income of not less than 3000 yuan.
3. The applicant should provide the bank running statement of the salary card and the list of social security personal accounts in the past six months. If you have a car and a house, you can also provide a real estate license and a car driving license.
4. The applicant must have a fixed residence, and can provide proof of permanent residence and payment documents for daily life.
The applicant should have good personal credit.
As we all know, if you want to apply for a credit card of China Merchants Bank, you need to be at least 18 years old, have a stable job and income, have qualified personal credit information and so on.
6. Credit card applicants of China Merchants Bank must have certain economic ability and no bad credit record. Applicants should be 18~60 years old (foreigners are 25~60 years old).
Two. Basic conditions for credit card of China Everbright Bank:
1. Credit card applicants must be between 18-65 years old (inclusive), have full capacity for civil conduct, have legal and stable income, and their personal credit report in China People's Bank meets the applicable conditions for issuing cards in China Everbright Bank.
2. Original valid ID card (including but not limited to domestic resident ID card, foreign passport, Hong Kong and Macao residents' travel permit to and from the mainland, mainland travel permit for taiwan residents, etc.). ) should be provided as required.
Is the credit card of Industrial Bank good?
Relatively speaking, commercial banks are easier to handle than the credit cards of the four major state-owned banks in China. Each bank's credit card has its own characteristics and processes. Credit cards of China Merchants Bank, Bank of Communications, CITIC and Guangfa are easier to handle than those of the four major banks.
According to Article 7 of the Measures for the Supervision and Administration of Credit Card Business of Commercial Banks, credit cards refer to all kinds of media that record the relevant information of cardholders' accounts, have the functions of bank credit line and overdraft, and provide relevant banking services for cardholders.
1. China Merchants Bank Credit Card
The best credit card of China Merchants Bank is YOUNG Card, a credit card product tailored for the younger generation. Fresh graduates can apply for small white-collar workers, and college students who have reached 18 can also apply for formal internship contracts.
Friends who have used China Merchants Bank's credit card know that China Merchants Bank's service is very good, which is the best among all banks. Although China Merchants Bank can't handle cards with cards, the efficiency of issuing cards and withdrawing cash is still quite high. Moreover, China Merchants Bank supports WeChat cash withdrawal test. Once the test passes, you can withdraw cash quickly, simply and quickly, which is so powerful.
2. Bank of Communications Credit Card
It is often recommended to apply for the Y-power card of Bank of Communications, and the withdrawal amount is 65,438+000%. There is no annual fee in the first year, and you can avoid the annual fee by swiping your card six times in the second year, which is very powerful.
The usual activities are also super powerful, such as the annual essential activities: the most red star period five, the super most red star period five, and the weekly brush. In addition, Bank of Communications supports card processing. Although the risk control is strict, it is not as difficult as everyone said.
3. Ping An Bank Credit Card
Ping An Bank has also expanded rapidly recently to support the insurance policy. Compared with China Merchants Bank and Shanghai Pudong Development Bank, the preferential activities of Ping An Bank's credit cards are not outstanding. However, the owner card of Ping An Bank is very powerful for the owner, because there are many gas concessions.
4. CITIC Bank Credit Card
It is recommended to apply through the internet, which is quite efficient. Generally, short messages will be accepted by banks within 24 hours. Auditing information is simple, as long as you provide a copy of your ID card. But as for the amount, it is very difficult.
Citic's credit card has more powerful activities from time to time. In recent years, the "9-point exchange" activity has a good reputation, but it has been spit out by everyone because of the adjustment of strategy. However, I still recommend its Platinum Card and JD.COM White Card.
Verb (abbreviation of verb) Guangfa Bank Credit Card
Guangfa is known as an iron rooster, mainly because the quota is difficult to mention, but there are still quite a few preferential activities. The best credit card of Guangfa Bank is undoubtedly Guangfa True Love Credit Card. As long as you are a female customer and can provide stable income proof and personal information, there is no obstacle to applying for this card.
6. China Everbright Bank Credit Card
It is easy to apply for a card, and the amount is high. You can apply for an adjustment of the quota for half a year, and generally increase it by 1 times at a time. The best thing is that there are many points activities, often several times as many as sending points, and online transactions are also counted as points.
In fact, at present, as long as your credit qualification is good enough, apply for a credit card in any bank, repay the loan in time, and use the card reasonably, the quota will go up.
What are the requirements for Industrial Bank's credit card (debit card) application?
The basic conditions for applying for a credit card (debit card) of Industrial Bank are as follows:
1, at least 18 years old, with full capacity for civil conduct;
2. Have a fixed job and a legal and stable source of income;
3. Personal credit is good and there is no bad credit record;
4. A valid second-generation ID card and a commonly used mobile phone number registered in real-name registration system;
5. Overseas people or compatriots from Hong Kong, Macao and Taiwan need to provide passes or passports.
Let's stop talking about the introduction of credit cards in Xing Xing.