When a white household runs a credit card, it will upload the record to the credit report on the day of card inspection, that is, the day when the credit card center agrees to issue a card to the user, and the user will find the card inspection date and credit limit of the credit card in the credit record.

If Shen Cartoon will have records in two places, one is the inquiry record, which will show that a bank checked the credit information at a certain time on the grounds of credit card approval; One is the credit card record, which will show the card issuer, total overdraft, card status, overdue status and so on.

If the application card fails, it will only be recorded in the inquiry record, not in the credit card record, and the application card failure will not be marked. However, the latter institutions can judge whether there are a batch of cards by combining the time of inquiry record and the credit card record.