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Credit card activities of China Construction Bank

What are the preferential activities of CCB's credit cards?

There are many activities all the time. For example, cash back from overseas transactions, catering concessions, movie tickets to 5 yuan and 15 yuan, etc. You can go to CCB official website to watch specific activities, such as using Lenovo desktop of Microsoft system, opening Google browser, Baidu searching official website of China Construction Bank, and logging on to CCB credit card channel-you can see the latest activity information with card discount. Official website, CCB:

Extended information:

The steps of online credit card application of CCB are as follows:

Lenovo desktop computer, Google browser, open Baidu homepage, enter "CCB" and enter the search results page.

in the search results, identify the official website logo, as shown below, and click to enter the official website of China Construction Bank.

after successfully logging in to official website, select "credit card" of the hot channel in the first column of "individual customers".

at this time, you have two ways to apply. , click on the left to apply online. Or take a fancy to the credit card on this page and click "Apply" next to it. Let's take the common online application page as an example.

Next, you should fill in the information truthfully according to the requirements of the webpage. Fill in the basic information until it is finally completed.

The specific steps of applying for the counter of credit card outlets of CCB are as follows:

1. Go to the local CCB outlets where credit cards are handled and fill out the credit card application form. The contents of the application form generally include the name and basic information of the applicant, including economic status or income source, and a guarantor is needed to apply for a credit card.

2. submit a copy of your ID card, salary certificate and other information to the staff of China Construction Bank.

3. When submitting the application, submit the information about the applicant's personal credit status to the staff.

4. after completing the basic process of credit card processing, you can wait for the official notice from the bank.

The common repayment methods of CCB's credit card mainly include:

1. Repayment within the issuing bank. Specifically, it can be done through: issuing bank counter, ATM, online banking, automatic transfer, telephone banking repayment, etc.

2. Inter-bank transfer/remittance repayment. Specifically, it is divided into two repayment methods: inter-bank in the same city and inter-bank in different places;

3. Online repayment. Specifically, it can be repaid through: UnionPay Online, Quick Money, Shengfutong and Alipay;

where is the 5% discount for CCB's credit card

Take Apple 12, ios14 and Alipay version 1.2.3 as examples, and you can log on to CCB's credit card website. In the search interface, you can see the options of card discount, and then click to see the query method of preferential activities of preferential merchants, and then click query to see preferential activities. Or pay attention to WeChat official account, the official WeChat of China Construction Bank, click Longka Credit Card and click the Super Smart menu to learn more about preferential activities and preferential users. You can also log in to the mobile banking of China Construction Bank, select the options of popular credit card activities, and inquire about preferential activities.

1. Activity rules

During the activity, each cardholder can only snap up one coupon for each brand in each natural month, and all brands that the cardholder participates in in each natural month cannot buy more than two coupons. If this activity meets any conditions including but not limited to the same equipment, the same registered mobile phone number, the same reserved mobile phone number of the same bank card, the same banking entity, the same ID number and the same APP account number, it will be regarded as the same cardholder. During the activity, if the payment fails due to insufficient card quota, abnormal card status, abnormal network and other reasons, the preferential quota will be automatically released, and after the release, the cardholder can continue to snap up coupons.

2. Advantages and disadvantages of CCB credit card

CCB credit card is a credit card issued by China Construction Bank. China Construction Bank has the lowest threshold among the four major banks in China, so it is very reliable to choose a credit card, and the success rate is relatively high. His advantages are that he has many network points, good service and does not occupy the quota by stages. But correspondingly, he also has shortcomings, such as the application progress is super slow, if you are in a hurry to use it, it will take more time, and he has no online progress inquiry, which is very inconvenient.

China Construction Bank is a central enterprise, so its credibility is very high. At the same time, there are many credit card preferential activities of CCB, which can be one of the first choices if there is a need to apply for a credit card.

What are the benefits of CCB Credit Card?

For example, the benefits include: cardholders buy physical goods in JD.COM Mall, except some goods that need attention. For details, please see official website. You can choose Jingdong payment method and use the designated Longka credit card to pay in full online, and enjoy the discount of 3 yuan when a single order is paid over 399 yuan. During the activity, the same cardholder can enjoy one time. There is a discount of 2, copies per activity day.

people who apply for credit cards can be divided into units and individuals. The applicants should be institutions, enterprises and business units, foreign-funded enterprises and individual industrial and commercial households with independent legal personality within the territory of China. Each unit can get a main card and several (5-1) supplementary cards when applying for a credit card. Individuals applying for credit cards must have a fixed occupation and a stable source of income, and provide guarantees to banks. The forms of guarantee include personal guarantee, unit guarantee and personal fund guarantee. The application method is generally by filling in a credit card application form, which generally includes the name, basic information, economic situation or income source, guarantor and its basic information of the applicant. And submit certain copies of certificates and certificates to the issuing bank. After the customer fills in the application form truthfully, he should submit the completed application form and relevant credit certificate.

the application forms are accompanied by a credit card use contract, and the applicant authorizes the issuing bank or relevant departments to investigate its relevant information, and submit a statement on the authenticity of the information, the issuing bank's privacy protection policy, etc., with the applicant's autograph. Because the credit card application is sent by post after it is approved, there is no guarantee that the recipient is the applicant. In order to protect the applicant and the bank from theft, the credit card has a card opening program before it is officially opened. Card opening is mainly through telephone or internet, etc., to check the relevant personal information provided at the time of application, and complete the card opening procedure after it meets the requirements. At this time, the applicant becomes the card holder, and can officially start using it after signing on the back of the card. After a credit card is opened, it is generally necessary to set a password for the card. Swiping a card on a POS machine is the most common way to use a credit card, and it is a way to swipe a card online. When swiping a card, the operator should first check the validity period of the credit card and the cardholder's last name. Then, according to the issuing bank and the type of currency to be paid, the corresponding POS machine is selected, and the magnetic stripe of the magnetic stripe credit card is crossed on the POS machine, or the chip credit card is inserted into the card slot.

Is it a savings card or a credit card for China Construction Bank to deduct 1 from 2

It is a credit card.

when banks engage in activities, they may specify the time of activities and specify merchants to give credit card discounts. When there is no activity, you can brush as much as you want. The rules of bank card full reduction activities are as follows:

1. Full reduction activities and merchant preferential activities are superimposed and enjoyed.

2. Consumers can automatically enjoy the random full discount when they pay with CCB's credit card after the merchant discounts.

3. The full discount cannot be withdrawn, donated or transferred to others, paid for or sold.

4. In case of reverse transaction such as refund or cancellation, the consumer is deemed to have given up enjoying the random full reduction discount. After deducting the full reduction amount, the refund amount is returned to the consumer's original payment bank card, and the full reduction qualification is deemed to have been used.

5. When enjoying the full reduction, consumers are encouraged to protect themselves according to epidemic prevention requirements, keep a distance, avoid gathering, and take the initiative to show green health codes.

What are the benefits of running a CCB credit card?

There are quite a few benefits, depending on what you mean.

annual fee-free policy: the annual fee for the following year is free for the Puka Gold Card to be swiped three times (excluding special cards such as business cards and automobile cards)

Cash withdrawal fee: within China: 5‰ of the transaction amount, with the lowest 2 yuan and the highest 5 yuan; Overseas: 3% of the transaction amount, with a minimum of $3.

online payment: AliPay: it can be used after online registration, and the single and single-day limit are 5 yuan installment business: it supports interest-free installment (3, 6 and 12 installments) for specific merchants. You can apply for installments (3, 6 and 12 installments) by phone after spending more than a single sum in 1 yuan, and each installment will generate different fees according to the number of installments. < P > First, different card types will have different rights and interests, such as the exemption of exchange fees for some cards used overseas, and the preferential treatment for members of a joint merchant.

There are also various marketing activities, including marketing activities in various places, which can be found on the website of CCB Branch. There are also marketing activities of the head office of CCB, which can be viewed in the credit card homepage of CCB-card discount-special activities. In addition, there are many preferential merchants who cooperate with CCB, and there will be designated discounts or other concessions when they hold CCB credit cards.

I hope my answer can help you.