Counter networking repayment: Counter networking refers to bank cards issued by various networked financial institutions, and RMB current deposit and withdrawal transactions are conducted through counters of other bank outlets registered in the host system of UnionPay Trading Center.
Convenience store repayment: This method mainly completes the repayment through the "Lacarra" smart payment terminal installed in the convenience store. Generally, it will arrive in 2~3 working days, and repayment will be made in this way, without handling fee.
Repayment by the issuing bank: including the counter of the issuing bank, ATM, online banking, automatic transfer, telephone banking repayment, etc. The credit card limit will be restored immediately after repayment, which can generally be recorded after the system processes it on the same day.
Inter-bank transfer: mainly divided into two ways: inter-bank transfer in the same city and inter-bank transfer in different places. No matter how the remittance is transferred, the remittance bank will charge a certain fee, and the time of arrival and the convenience of repayment are not as good as those of peers, online repayment and convenience stores.
Repayment Pass: Repayment through repayment pass is generally charged according to the charging standards for inter-bank transfer in the same city and inter-bank remittance in different places stipulated by the local people's bank.
Third-party payment: At present, the common online platforms in China include UnionPay Online, Kuaiqian, Alipay and Tenpay. Different platforms and banks have different charging standards and specific payment arrival time.