Handling credit is actually very simple. First of all, don't be fooled. Don't go to someone else if you don't need it! Because you need to spend money!
1. The regulations of each bank are different, and some stipulate the minimum standard of five insurances and one gold for half a year. Some want a local account or add five insurances and one gold. Your spending quota in this bank is also in demand!
2 The simplest. It's a local bank (I don't know what bank Baidu can find). You can apply for a credit card unconditionally and just get an ID card. But I personally don't recommend it. You'll know after thinking that small banks are inconvenient. There are advantages and disadvantages anyway. Look at your personal opinion!
3 is to go to these big countries! Except agriculture, China and postal services. They will ask you if you have an ordinary card from their bank. Then I will look at your consumption records in their bank (that is, the records and limits of your deposits and withdrawals). You can apply for a credit card if the amount is enough! I'm not sure about the quota, but I did it! My deposit limit is 50 thousand. I know it must be much less than this!