It usually takes about 20-40 days from the submission of the application materials for handling the card. Domestic banks' credit cards basically adopt centralized management mode, that is, banks first set up their own credit card centers in a certain city. If residents of other cities in China apply for a credit card, they need to collect the application form at the card center first, which will take several days.
Extended data
China Industrial and Commercial Bank credit cards are divided into the following categories:
1. Peony International Credit Card
China Industrial and Commercial Bank launched credit card products in line with international standards. International cards are commonly used at home and abroad, and are settled in RMB and a designated foreign currency. Peony International Card adopts the circulating credit transaction mode, and overdraws consumption within the credit limit. If you repay in full before the due date, you can enjoy the interest-free repayment discount. This card is universal.
2. Peony Credit Card
The credit card issued by China Industrial and Commercial Bank gives the cardholder a certain credit limit, allowing the cardholder to spend first and then repay. The credit card adopts the circulating credit transaction mode, and overdraws consumption within the credit limit. If you repay in full before the due date, you can enjoy the interest-free repayment discount.
Peony Credit Card can be used at UnionPay acceptance points in China, Hongkong, Macau, Thailand, South Korea, Singapore and other regions, and settled in RMB, with functions of transfer settlement, cash deposit and withdrawal, credit consumption and so on.
3. Peony Credit Card
Credit cards issued by China Industrial and Commercial Bank are limited to RMB credit cards used in People's Republic of China (PRC) (China). Settlement in RMB, with credit consumption, transfer settlement, cash deposit and withdrawal and other functions. Peony credit cards are divided into business cards and personal cards according to different card issuers, and into gold cards and ordinary cards according to different credit ratings.
Baidu Encyclopedia-ICBC Credit Card
Baidu encyclopedia-credit card