Can Alipay be bound to a credit card?

Alipay can be bound to a credit card. The specific operation method of binding a credit card to Alipay is as follows:

1. First open the Alipay app ;Use iPhone13 (system version: iOS15.0) to open Alipay APP (version 10.2.53)

2. Click "My" - "Bank Card";

3. Click "" in the upper right corner.

4. If you enter your credit card, click Next;

5. Fill in the information as required on the page to complete the binding.

Credit Card (English: CreditCard), also called credit card. It is a non-cash transaction payment method and a simple credit service. Credit cards are generally 85.60 mm long, 53.98 mm wide, and 1 mm thick, special carrier plastic cards with consumer credit. It is issued by the bank to individuals and organizations, and can be used to shop, consume, and deposit and withdraw cash from the bank. It is in the form of a card with the name of the issuing bank, validity period, number, cardholder name, etc. printed on the front and a magnetic card on the back. strip, signature strip.

Credit cards are issued to cardholders by banks or credit card companies based on the user's creditworthiness and financial resources. Cardholders do not need to pay cash when using the credit card, and repayment will be made on the billing date (English: BillingDate). Credit cards are divided into credit cards and quasi-credit cards. Credit cards refer to credit cards issued by banks and give cardholders a certain credit limit, and the cardholders can consume within the credit limit and then repay; quasi-credit cards It refers to a quasi-credit card issued by a bank, and the cardholder is required to deposit a certain amount of reserve fund. When the reserve account balance is insufficient to pay, the card can be overdrawn within the specified credit limit. The so-called credit card generally refers to a credit card only.

The earliest credit card appeared at the end of the 19th century. In the 1880s, the British clothing industry developed so-called credit cards, and the tourism and business sectors followed suit. However, the cards at that time could only be used for short-term commercial credit, and the money still had to be paid as and when used. Long-term arrears were not allowed, and there was no credit line.

It is said that one day in the 1950s, the American businessman Frank McNamara, a credit expert in Manhattan, was entertaining guests for a meal in a New York hotel. After the meal, he found that he had forgotten his wallet and had to call McNamara came up with the idea for a credit card company after his wife was deeply embarrassed by bringing cash to pay at a restaurant. In the spring of 1950, McNamara and his friend Schneider invested US$10,000 to establish the "Diners Club" in New York, the predecessor of Diners Club. Diners Club provided members with a way to A card that proves identity and payment ability. Members can use the card to record purchases at 27 designated restaurants without having to pay cash. This is the earliest credit card. This kind of credit card that does not require bank processing is a commercial credit card.

Can a credit card be bound to Alipay?

Yes. It supports binding personal credit cards issued in mainland China. Passbooks are not supported. Currently, most bank cards support it. The details are subject to the page display.

Operating environment:

Brand model: iPhone13

System version: iOS15.3

App version: v10.2.53

Specific binding process:

1. Log in to Alipay on your mobile phone and click My - Bank Card.

2. Click on the upper right corner of the page.

3. Enter the bank and click Next.

4. You can also click the blue camera icon in the upper right corner and take a photo of the front of the bank card with your mobile phone to identify that the bank only supports personal credit cards issued in mainland China.

5. The system reads the bank information, fill in the mobile phone number reserved by the bank, and click Next.

6. After receiving and filling in the verification code, click Next.

7. Click OK to complete the quick payment activation.

1. Use.

To use Alipay payment services, you need to register an Alipay account first, which is divided into two categories: "personal account" and "business account". You can register on the Alipay official website or Alipay wallet.

2. Certification. Users need real-name authentication to use payment services, which is a requirement put forward by regulatory agencies such as the central bank. After real-name authentication, you can open a store on Taobao, add more payment services, and more importantly, help improve the security of your account.

3. Wallet. Alipay can also be used on smartphones with the mobile client Alipay Wallet. Alipay Wallet has the functions of the computer version of Alipay, and also contains more innovative services because of the characteristics of mobile phones.

4.Safety. Payment involves the security of users' funds, so it is important to follow official security regulations. Such as security controls, SMS verification services, digital certificates, third-party certificates, payment shield, Baoling, Baoling mobile version, security protection issues, security policies, mobile phone security settings, etc.

5. Payment. Since the end of 2008, Alipay has promoted public utility payment services, covering more than 300 cities across the country and supporting more than 1,200 cooperative institutions. In addition to basic living payments such as water, electricity and coal, it has also expanded to traffic fines, property fees, cable television fees and other payment areas that are closely related to people's lives.

Can Alipay be bound to a credit card?

1. Alipay can be bound to a credit card. The specific steps are as follows: The first step is to open Alipay, as shown in the figure below.

2. In the second step, click the search bar above, as shown in the figure below.

3. The third step is to enter credit card repayment in the search bar, as shown in the figure below.

4. After clicking in the fourth step, click in to repay, as shown in the figure below.

5. In the fifth step, enter the credit card information and you are done, as shown in the picture below.

That’s it for the introduction of whether a credit card can be bound to Alipay.