If it is a bank card, you can only check it at the counter or customer service.

If it is a credit card, generally the credit card is valid for 5 years. Check the date on the credit card. How much, then subtract 5 years to get the card issuance year and month (the credit card is preceded by the month, for example, the validity date on the credit card is 09/12, which means it will expire in September 2012). The 20-year development history of China's bank card industry can be roughly divided into four stages: 1. From 1985 to the early 1990s, it is the initial stage. 2. From the early 1990s to the beginning of 1996, it was the stage when branches in large and medium-sized cities of various banks independently developed their bank card business. At this stage, the gold card project was launched. 3. From 1997 to the end of 2001, China’s bank cards gradually realized the stage of network universality. 4. From 2001 to the present, China’s bank card network is in the in-depth development stage, and the number of bank cards issued by banking institutions across the country has increased rapidly.

Extended information: Bank cards have changed people’s consumption patterns and lifestyles, made up for the insecurity and inconvenience of large-amount cash transactions, reduced the circulation of cash and checks, stimulated consumption growth, and its popularity and promotion are of great significance to social and economic development. Nowadays, facial recognition payment is on the rise, and digital currency is already warming up. From the use of copper coins and gold and silver bullion in feudal society to the emergence of the prototype of paper money "Jiaozi", from the popularization of paper money in modern society to the use of bank cards, every change in payment methods is one of the powerful driving forces for the development of the times. one.

What does the date on a bank card or debit card mean when it expires? Do I need to change my card after it expires? That date is the validity period of the card. Bank cards are generally renewed every three years. When it expires, you can go to a bank branch with your ID to replace it for free. You may or may not replace it after expiration, it depends on your choice. Bank card application and loss reporting: The process of applying for a credit card and a debit card is different. When applying for a credit card, you need to bring your valid documents (ID card or copy of ID card), proof of residence, proof of unit income or proof of personal assets and other materials to the bank counter to go through the relevant procedures. You need to fill in the application form, and the information must be true. After filling out the application form, it must be filed with the head office of the account opening bank. After the head office of the account opening bank reviews the application materials, it will take approximately 20 working days before the card can be issued to the customer. Applying for a debit card is relatively simple. You only need to bring your valid documents, mainly your ID card, and fill out the application form at the account opening bank. The card will be issued to the applicant at that time. The loss reporting procedures of major banks are not exactly the same. If you lose your money, you can first use the phone or online banking to temporarily report the loss, and then bring your ID card and other supporting documents to the bank counter to report the loss.