Legal basis: Article 177-1 of the Criminal Law of People's Republic of China (PRC) has one of the following circumstances, which hinders the management of credit cards, and shall be sentenced to fixed-term imprisonment of not more than three years or criminal detention, and shall also be fined not less than 10,000 yuan but not more than 100,000 yuan; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than ten years, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan:
(1) Holding and transporting a counterfeit credit card knowingly, or holding and transporting a blank credit card knowingly, in a relatively large number;
(2) Illegally holding other people's credit cards, with a relatively large number;
(3) using false identification to defraud credit cards;
(4) Selling, purchasing or providing others with forged credit cards or obtaining credit cards by fraudulent means.
Whoever steals, buys or illegally provides credit card information of others shall be punished in accordance with the provisions of the preceding paragraph.
Any employee of a bank or other financial institution who takes advantage of his position to commit the crime mentioned in the second paragraph shall be given a heavier punishment.
Interpretation of the Supreme People's Court and the Supreme People's Procuratorate on Several Issues Concerning the Specific Application of Laws in Handling Criminal Cases of Impairment of Credit Card Management Article 1 Anyone who copies another person's credit card, writes the information of another person's credit card into a magnetic stripe medium or chip, or forges multiple credit cards by other means shall be deemed as "forging credit cards" as stipulated in Item 4, Paragraph 1, Article 177 of the Criminal Law, and shall be convicted and punished for the crime of forging financial tickets.
Whoever forges more than ten blank credit cards shall be deemed as "forging credit cards" as stipulated in Item 4, Paragraph 1, Article 177 of the Criminal Law, and shall be convicted and punished for the crime of forging financial tickets.
Forged credit cards, in any of the following circumstances, shall be deemed as "serious circumstances" as stipulated in Article 177th of the Criminal Law:
(1) Forging more than five credit cards but less than twenty-five;
(2) Forging the credit card balance and overdraft limit, and the single or total amount is more than 200,000 yuan but less than1000,000 yuan;
(3) Forging more than 50 blank credit cards but less than 250;
(4) Other serious circumstances.
Forged credit cards, under any of the following circumstances, shall be deemed as "especially serious circumstances" as stipulated in Article 177th of the Criminal Law:
(1) Forging more than 25 credit cards;
(2) Forging the credit card balance and overdraft limit, individually or in total, of more than one million yuan;
(3) Forging more than 250 blank credit cards;
(4) Other particularly serious circumstances.
The credit card balance and overdraft limit mentioned in this article refer to the highest deposit balance and overdraft limit recorded by the issuing bank after the credit card is forged.
Provisions on the standards for filing and prosecuting criminal cases under the jurisdiction of public security organs (II) Article 30 Anyone who obstructs the management of credit cards and is suspected of any of the following circumstances shall file a case for prosecution:
(a) Intentionally holding and transporting forged credit cards;
(2) Holding or transporting more than ten forged blank credit cards;
(3) illegally holding other people's credit cards, with a total number of more than five;
(four) using false identification to defraud credit cards;
(5) Selling, purchasing or providing others with forged credit cards or obtaining credit cards by fraudulent means.
Applying for a credit card against the wishes of others by using my ID card, military officer's card, soldier's card, Hong Kong and Macao residents' travel permit to and from the mainland, mainland travel permit for taiwan residents, passport, etc. Or using forged or altered identity documents to apply for a credit card, it shall be deemed as "using false identity documents to defraud a credit card".