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Minsheng credit card owes 30 thousand. Is it okay to pay the minimum amount? How much should I pay in January? How soon can I return it?
The minimum installation debt is 10%, that is, 3,000 yuan per month, and the repayment time is subject to the minimum repayment amount until the repayment is completed.

Minimum repayment amount:

1. Definition of minimum repayment amount: The minimum repayment amount means that if the cardholder has difficulty in repaying all the payables before the due repayment date (inclusive), he can make repayment according to the minimum repayment amount stipulated by the issuing bank, but he cannot enjoy the interest-free repayment period. The minimum repayment amount is 65438+ 00% of the consumption amount plus other payables. The minimum repayment amount is listed on the current bill;

2. If the credit card repayment amount is greater than or equal to the minimum repayment amount and less than the full repayment amount, the default is the minimum repayment amount;

Three, the minimum repayment amount of credit card, the interest is calculated at 0.05%, starting from the day of consumption.