There is no risk in swiping a credit card on a normal pos machine. In this process, sensitive information is encrypted and cannot be cracked. The risk is that if the other party tampered with the pos machine (generally built-in card reader and keyboard recorder), they can get your credit card * * and password, and the other party can * * withdraw your credit card or spend it.

credit card consumption refers to a settlement method in which customers pay by credit card with wealth management account, Peony Smart Card E Times, Peony Smart Card, Peony International Card, Peony Credit Card, Peony Credit Card and various co-branded cards, and the money is deducted from relevant bank cards. Shopping joint credit card is a kind of credit card jointly launched by banks, shopping malls, supermarkets and famous brand companies, which has certain business orientation. It not only has the function of ordinary credit card, but also enjoys some activities such as points and discounts of joint ventures. For example, the Wal-Mart Credit Card of Bank of Communications is also a credit card of Wal-Mart Supermarket, which can be used to enjoy various discount points. There are many kinds of shopping credit cards like this, such as Parkson Shopping Credit Card of China Merchants Bank, Yansha Co-branded Credit Card of CITIC, Oprah Co-branded Credit Card of Minsheng, etc. First, you can enjoy points and discounts, and second, you can buy more things you want by installment.

automobile co-branded cards are generally credit cards for private car owners, which can provide certain discounts or integral activities for cardholders in purchasing auto insurance, refueling and maintenance. Some automobile cards are jointly launched by banks and automobile companies, such as Shouqi Card of Minsheng Bank, which is a dual-currency credit card jointly launched with Beijing Shouqi Group to provide automobile services. There is also the cooperation between banks and auto clubs, such as the UAA auto joint credit card of China Merchants Bank. In addition, China Merchants Bank has specially launched the Supreme Car Rental Co-branded Credit Card, which provides convenience for business people who travel frequently and "savage" who rent cars in go on road trip. In addition, the "Easy Car Purchase" form of China Merchants Bank is also welcomed by consumers. As long as the cardholder of China Merchants Bank has good credit, he can use China Merchants Bank's credit card to buy a designated brand of car by installment. In view of the growing trend of domestic travel industry, banks have also launched a series of travel credit cards in conjunction with travel networks, hotels and other enterprises, which can enjoy certain discounts in booking hotels, air tickets, tour groups and aviation accident insurance.