1. Puka is the lowest credit card issued by card issuers. Usually, banks will classify silver cards and ordinary cards into one category, which is called Puka for short. Applicants who have reached the age of 18, have a stable job and income, and have good personal credit can apply for a general card. Generally speaking, banks will issue gold cards to high-quality customers. In addition to meeting the basic requirements for applying for a credit card, people with an annual income of more than 400,000 yuan are more likely to get a gold card.

2. The difference between Puka and Gold Card is that Puka can only be used in People's Republic of China (PRC) (PRC) or countries and regions where UnionPay is open, while Gold Card and Platinum Card are debit cards with one card and two currencies, which are allowed to be used in VISA or MASTCARD countries or regions and can also be used in China. The domestic settlement currency is RMB and the overseas settlement currency is USD.

3. Puka can't get a gold card without changing the card number, because the first card number is different. The first card starts with 62, VISA with 4 and MASTERCARD with 5. It is suggested that after the gold card application is successful, the balance in the card will be transferred to the gold card account and the general card will be cancelled.

4, because the card level is different, so enjoy different benefits. Generally, the gold card of a credit card can enjoy a higher discount, and can be exchanged for bonus gifts at preferential merchants, while the discount enjoyed by ordinary cards is slightly lower, and the platinum card can enjoy many value-added services provided by banks. For example: airport VIP room, free golf, banks do not have to wait in line.