1. Is it easy to apply for a postal credit card?

Compared with other banks, postal credit cards have many restrictions, so they are not easy to handle.

Postal credit cards have different restrictions according to the qualifications of applicants. For those contract workers, especially those in large enterprises, it is easier to apply.

If it is a labor dispatch group, it is not easy to apply;

Those enterprises and institutions are also easier to apply for;

Ordinary employees in general enterprises basically can't apply;

Real estate, intermediary and other industries are basically very difficult to apply.

Postal credit card applications mainly rely on bank credit. In the case of good credit, you need to have a stable job, good income and other additional conditions. Generally speaking, it is still very difficult to apply for a postal credit gold card.

2. What is the credit card limit of postal service?

The limit of postal credit card is generally 1 10,000 to 65,438+10,000 yuan. Depending on the type of credit card, the amount is different, mainly depending on the application conditions. Generally speaking, the amount of Puka is between 2000-50000 yuan, gold card is below100000 yuan, and platinum is between100000-100000 yuan.

If the applicant has good personal credit, stable job, good income ability and good economic situation, the credit card limit can be higher. If you can provide proof of financial resources and assets of Galaxy during the application process, such as owning real estate, vehicles, real estate, etc. Then the credit card limit will be higher.

3. What bank has the best credit card?

1. China CITIC Bank: The application threshold of China CITIC Bank is relatively low. As long as you apply for information online, the information review is very simple. Credit cards can be obtained in one day at the earliest from application to card issuance, but it is difficult for the central bank to withdraw the amount.

2. Bank of Communications: The application threshold of Bank of Communications is also relatively low. As long as you provide your ID card and work certificate, you can basically apply successfully. If you have a diploma, you will get more points. The undergraduate application amount of this card is more than 8000 yuan, and the undergraduate application amount can reach 15000.

3. China Merchants Bank: The application threshold of China Merchants Bank is also relatively low. There is no problem with credit reporting. If you have a stable job, you can basically apply successfully, and the amount is particularly fast.

4. China Everbright Bank: The application threshold of China Everbright Bank is also relatively low, and the card issuance volume is relatively high. However, for the first time to apply for the credit card of China Everbright Bank, you need to go to the outlets for face-to-face signing, and many people have lost on the online signing, so you should pay attention.

Many people have average qualifications. When handling credit cards, you can choose some banks that are easy to handle, such as China CITIC Bank, Bank of Communications and China Merchants Bank. For those with better qualifications, you can choose four major credit cards. However, in the process of applying for a credit card, we must be careful not to hide our actual situation and choose the appropriate credit card application according to our own needs.

If there are still unclear or new situations, it is suggested that you call directly for free consultation, so as to understand the communication cases and make detailed and targeted answers for you, so as to avoid incorrect answers due to incomplete information and poor communication.