Canceling a credit card usually takes effect from 30 to 45 days. If the cancellation is not successful during this period, you can call customer service to apply for a replacement card. If the cancellation is successful, you can only resubmit the information for application. It usually takes about 1 week to get a replacement card, and it usually takes about 3 weeks to get a new credit card.

Generally, banks follow the principle of canceling a card but not canceling the account. Your credit card is canceled, but your account is still open. If you want to resume using this card, call the customer service number of the bank's credit card center. If your account still exists, you can resume using that credit card.

Explain the situation directly to the bank customer service, provide your ID card, and some information registered when opening the card for verification. After confirmation, the staff will handle the credit card reactivation procedures for you in a timely manner. Similarly, you can also go to a business outlet with your documents to go through the procedures for resuming use of the relevant credit card.

Warm Tips:

1. Do not apply for multiple credit cards frequently because of giving gifts or collecting card faces. Please apply for cards rationally according to your own situation and do not be too blind.

2. If you apply for multiple cards, cancel multiple credit cards, and then want to restore the credit card, all the records will be recorded in the credit information system of the People's Bank of China. Canceling and applying for a card too frequently will only affect your personal credit. Please be careful when applying for or canceling a card.