The maximum age limit for using a credit card is 60, 65 or 70 years old. Different banks have different regulations. The specific analysis is as follows:

1. The maximum age limit for applying for a credit card from China Construction Bank The age limit is 70 years old. Those over 70 years old cannot apply for any credit card.

2. The maximum age limit for applying for a credit card from China Merchants Bank, Industrial Bank and other banks is 60 years old. In principle, people over 60 years old are not allowed to apply for a credit card.

3. The maximum age limit for applying for a credit card from Bank of Beijing is 65 years old. Over 65 years old, you cannot apply for a credit card.