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Does CITIC JD.COM Co-branded Card add Platinum Card? It's actually a gold card!
JD。 COM small white card has always been a favorite card, because of its rich rights and interests, many banks have also issued JD.COM small white cards, such as JD.COM Plus membership co-branded card of CITIC Bank, which is very popular. Regarding this card, someone asked: Is the CITIC JD.COM Plus member co-branded card a platinum card? What's with the gold card? I will answer your question today.

Does CITIC JD.COM Co-branded Card add Platinum Card?

CITIC JD.COM Plus member co-branded card is naturally a platinum card. As a member of JD.COM Xiaobai Card, this credit card should be a Zhang Xiaobai Gold Card.

Because its annual fee is 480 yuan, which is the same as the annual fee of elite platinum card of CITIC Bank.

This is also what you need to pay attention to. This JD.COM Plus member co-branded card is not a high-end white card, and the quota is not as high as a high-end platinum card.

How is the CITIC JD.COM Plus member co-branded card issued as a gold card?

As mentioned earlier, this JD.COM Plus member co-branded card of CITIC Bank is a small platinum card, but it is also a platinum card after all, so it should be a platinum card when it is issued. However, many people apply for this card, but they get a standard gold card.

This is probably because your application for this credit card was not approved, so the bank downgraded your card and re-examined you according to the gold card level. The gold card was approved, so you were issued a standard gold card.

The above is about "Is the CITIC JD.COM Plus member co-branded card a platinum card? What's with the gold card? " The answer. Citic JD.COM Plus member co-branded card is a platinum card, specifically a small platinum card. However, it should be noted that if your card application is not approved, you may be downgraded, so you may receive a standard gold card.