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How to stop using credit cards
Deactivation means canceling the credit card. There are usually three types:

1. Telephone banking cancellation: Ordinary credit cards can be cancelled through telephone banking. Of course, some banks may be a little troublesome, while others are different, such as China CITIC Bank and China Merchants Bank, which are very convenient. Note that you can cancel your credit card by phone only if you can cancel it.

2. Account cancellation at the bank counter: take good documents, such as ID card and credit card, and prepare money if the credit card owes money. Remember to avoid the rush hour of the bank, so as not to queue for too long and delay your normal work and life. Explain the situation to the staff truthfully. If you really want to return your card, don't change your mind easily

3. Cancellation in the business hall of designated banks: As there are still gaps in the regulations on credit cards in various banks and there are many types of credit cards, some banks will have clear regulations on the cancellation of some credit cards. So, if you are not sure where to cancel your credit card, call the official customer service in time.