1, there is an overpayment on your credit card, so I suggest you use it directly. There will be no charge, and there will be a handling fee for withdrawing cash and recovering the overpayment.

2. Charge 0.5% handling fee to customers, with the minimum being RMB 5 yuan/transaction or USD 1 yuan/transaction and the maximum being RMB 50 yuan/transaction or USD 7 yuan/transaction, and the handling fee shall be deducted from the overpaid amount;

3. The domestic cash withdrawal fee for credit cards is 2.5% of the cash withdrawal amount, with a minimum of 25 yuan RMB per transaction.

Response time: June 8, 2020. Please refer to the latest business changes announced by Ping An Bank in official website.