The bank stipulates that the basic condition for handling credit cards is that you have independent civil capacity, are an adult, and you can provide certain proof of income and property, so that you can handle credit cards. Whether you deposit provident fund in the bank basically has no influence on your credit card application, except that if you have provident fund in CCB, applying for a CCB credit card will have some influence on your quota, and the amount of provident fund will be higher and the withdrawal will be smoother.