If you have not applied for a credit card before, you will be approved to apply for a credit card if you meet the relevant conditions of the bank for applying for a credit card. The specific requirements for applying for a credit card are as follows:

1. To apply for a credit card, you must meet the following conditions:

1. Be at least 18 years old;

2. Have Full civil capacity;

3. No bad credit record;

4. Have stable income and repayment source.

2. Information required to apply for a credit card

1. Valid legal identity certificate;

2. Proof of income stamped by the company;< /p>

3. Provide additional proof of financial resources, such as vehicles, real estate, etc. in your name, to increase the possibility of card issuance and the card limit.

3. Credit card application procedures and time

1. Fill out the credit card application form at the bank counter and submit it directly to the bank, or apply for a credit card online through the bank website;

2. The centralized application materials and online application materials at the front desk are submitted in batches to the bank's credit card center for centralized review, which usually takes about a week;

3. Only those who pass the review will enter the batch system. The card procedure also takes time;

4. After batch production of cards, the credit card center will send the cards according to the mailing address filled in the applicant's application form. From the time of sending to the applicant receiving the card, It usually takes about a week, and the length of time will vary depending on the applicant's place of residence.