Types of Guangfa Bank Credit Cards

The first is the standard card, which is intended for use by the general public and has no specific orientation. The True Love Card and Pearl Card are high-end credit cards specially established to target women in the new era. These credit cards will receive certain discounts when purchasing some consumer goods for women. The car owner card is for private car owners, who will enjoy more discounts in terms of refueling, car maintenance, etc. At the same time, China Guangfa Bank Credit Card has issued a commercial card, which is widely used in some large consumer places, hotels, etc. It can be applied, and you will enjoy certain discounts on some hotel services and reservation services.

Which GF credit card is easier to apply for? These three benefits are great value

Guangfa Bank Credit Card has a wide range of card types, as well as very special promotions, and there are many online outlets, so it is very worth applying. For cardholders, if you want to successfully apply for a card, it is best to choose a credit card that is easier to apply for. Today I will take stock of three Guangfa credit cards with low thresholds and great benefits. Interested friends can consider buying them.

Which GF credit card is easier to apply for?

1. Guangfa True Love Credit Card

A classic of GF Credit Card, the first female-themed credit card in China, it has a good appearance, has a variety of card versions to choose from, and can provide many types of merchants of your choice. Double points, discounts from many big-name merchants, and free premium health insurance for women are irresistible to every woman who likes shopping.

The important thing is that the threshold for applying for a card is low. As long as women have a stable job and income, they can basically apply for a card. However, you must choose a good card level. Those with average qualifications can choose gold cards, and those with strong financial strength. Or if you have a large-denomination card from it, you can try the Platinum Card.

2. Guangfa Car Owner Credit Card

Guangfa Bank’s exclusive credit card is tailor-made for car owners. It can provide rich car owner services. New customers will receive an ETC label when they apply for the card and activate it. You can enjoy a 20% discount on tolls when traveling on the expressway or get up to 15% cash back on refueling. You can also enjoy free 100 kilometers of roadside assistance and high-value accident insurance.

It is also a Guangfa card that is relatively easy to apply for. You have a car in your name, your age meets the requirements, you have a stable job and income, and online approval can be quickly approved. There is basically no problem in getting the card.

3. Guangfa Sharp Credit Card

One of the few credit cards in China that provides cash back for domestic purchases. When spending with the card in designated industries such as department stores, supermarkets and restaurants, the maximum daily cash back is 1%, and 5% cashback for choosing one of three options on Friday, which is suitable for daily household consumption expenses and can save some money.

The threshold is also relatively low, but only new customers can apply for a card for cash rebate. Old customers cannot apply for it unless they cancel all Guangfa cards under their name and apply for a card again after one year.

Guangfa Bank interview format?

Guangfa Bank interviews are divided into one-sided and two-sided interviews. There are two main types of interviews: non-leadership group interviews and semi-structured interviews. Generally speaking, the one-sided interview is a leaderless group interview, and the second-sided interview is a semi-structured interview. Conducted in the form of structured interviews.

The interval between one side and the other is about 3-15 days.

The following is the interview experience sharing of candidates in previous years summarized by the editor. Candidates can use it as a reference to understand.

The first round of structured group interview: After the written test, the participants were divided into groups. Each group seemed to consist of ten people. The topic at that time was to design an intelligent product with GF characteristics based on the materials provided (roughly like this, I can’t remember the specific requirements). The materials included: a roll of ribbon, a square covered gift box (about 30cm30cm), a GF A promotional poster for a credit card, a few markers, a knife, and a bottle of glue. Fifteen minutes of discussion time and production time. During the discussion and production process, several judges will record and score. After the show is over, you can demonstrate and explain your own products, and you can also raise questions about the other party’s products.

Questions asked in the interview: Have you ever done any financial work? Do you have professional skills? How many banks have you applied to? Who else besides GF? What should you do if your expertise does not match the bank’s? What are your future career plans? Is it okay if you stay as a teller?

How about Guangfa Bank credit card?

Very good. Guangfa Bank credit cards are divided into three levels: regular card, gold card, and platinum card. Depending on the card applied for by the applicant, the amount available is also different.

Generally, the limit of regular cards is between 1,000 and 10,000 yuan, the limit of gold cards is between 10,000 and 50,000 yuan, and the limit of platinum cards is more than 50,000 yuan. Guangfa Bank credit cards can enjoy the longest interest-free period of 56 days. Cardholders can earn double points for purchases in the month of their birthday, and can also enjoy a 12% discount when redeeming gifts.

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1. Is Guangfa Bank a state-owned enterprise or a private enterprise?

Guangfa Bank is a joint-stock bank, neither a state-owned enterprise nor a private enterprise. Its shareholders include CITIGROUPINC. and IBMCREDIT LLC. , CITIC Trust Investment Co., Ltd., State Grid Corporation of China, Shenzhen Tongqian Investment Co., Ltd., etc. were established on July 8, 1988. The registered address is No. 713 Dongfeng East Road, Yuexiu District, Guangzhou City. It was formerly known as Guangdong Development Bank Co., Ltd.

2. What is the annual fee for Guangfa Bank Card?

The annual fee for Guangfa Bank Card depends on the type and level of the card. Among them, the Guangfa Bank Savings Card does not charge an annual fee. If the average daily balance of the account is less than 500 yuan, a small account management fee will be charged. Guangfa Bank credit cards have annual fees, of which the annual fee for the regular card is 40 yuan for the main card and the supplementary card is 30 yuan; the annual fee for the gold card is 80 yuan for the main card and 48 yuan for the supplementary card. In addition, the annual fee for the first year is waived when opening a gold card or regular card, and the annual fee for the next year is waived if the card is swiped 6 times per year.

3. How to unfreeze a frozen Guangfa Bank card

① If you enter the wrong withdrawal password three times in a row, I will bring my bank card and ID card to the business hall of Guangfa Bank for unfreezing. Can.

② If the bank system fails, bring your ID card and bank card to the business hall to unfreeze or call customer service.

③ Caused by third-party reasons, legal case handling needs, some special circumstances require freezing of bank cards, etc., and need to wait for the end of the case to be unfrozen.

④ If you haven’t used your bank card for a long time, the counter business has been frozen, and you need to go to the counter with a valid ID card and bank card.

4. Guangfa Bank’s business hours

The specific business hours of Guangfa Bank are:

①Monday to Friday: 9:00 am to 18:00 pm , can handle personal and corporate business;

② Weekends and holidays: 09:00 am to 16:00 pm, personal business can be handled, but corporate business cannot be handled.

5. How many days is the grace period for credit card repayment of Guangfa Bank?

The grace period for repayment of Guangfa Bank credit card is up to 3 days. That is to say, as long as the credit card bank of Guangfa Bank expires, Any repayment within three days of the repayment date will be considered as on-time repayment and will not be treated as overdue. It will not be included in the central bank's credit reporting system and will not cause a bad credit record.

What promotions does Guangfa Credit Card offer?

Guangfa Credit Card Discounts:

1. New customers will receive a 200 yuan coupon when they use their credit card when the amount is reached

New customers who successfully apply for a designated credit card during the event will receive a 3-day discount after the card issuance. Meet the corresponding gift conditions within one month (93 days) and easily receive double gifts.

Discount period: August 31, 2015 (ends) and is in the active period

Applicable areas: nationwide

Reference website:

2. New customers of GF Youyoutong Credit Card will receive gifts upon opening the card

New customers who successfully apply for GF Youyoutong Credit Card and meet the corresponding gift conditions within 3 months (93 days) of card issuance can enjoy 4 benefits Gifts: new account activation gift, new account first purchase gift, new account snap-up gift, new account full account gift.

Discount period: May 1, 2015 (start) ~ August 31, 2015 (end) is in the active period

Applicable areas: nationwide

Reference website:

3. New customers of GF Spring Airlines Credit Card can fly whenever they want!

New customers who successfully apply for GF Spring Airlines Credit Card will be issued within 3 months (93 days) If you meet the corresponding gift conditions within the time limit, you will enjoy a great gift: a cash rebate of 30 yuan and a delsey trolley case.

Discount period: May 1, 2015 (start) ~ August 31, 2015 (end) is in the active period

Applicable areas: nationwide

Reference URL:

That’s it for the introduction of GF Credit Card posters.