The occupied limit means that for example, the cardholder's credit card limit is 5,000 yuan, and the credit card is used for 3,000 yuan, then the 3,000 yuan will occupy the card limit, leaving only 2,000 yuan available.
Instalments will also occupy the card's credit limit. If the cardholder repays the loan in one installment, the credit limit will be restored in one installment.