What is the algorithm for swiping a credit card 6 times a year?

1. Swiping a credit card 6 times a year means that regardless of the amount of consumption, every swipe of the card is counted as a consumption, and the number of consumption reaches 6 times. When you get your credit card, there should be a letter with your card verification date written on it. It will only be one year until this day next year.

2. Generally, many e-commerce websites need to go through the bank payment procedures when accessing the credit card payment port. This is also one of the banks’ sources of income, so most banks will regard the number of online payments as the number of card swipes. , such as China Merchants Bank, Bank of Communications, CITIC Bank, etc.

But there are also some banks that will not count online credit card payments into the number of credit card swipes. They only recognize offline card swiping behavior. Even if you max out your credit card online, you will not be able to waive the annual fee. Requirements, you still have to go to the offline POS machine to swipe your card.

It should be reminded that even if some banks count online credit card payments as the number of card swipes, they will not give you points. Unless you apply for a Taobao credit card, JD.com co-branded card, etc., you will only get points when you use this card to make purchases on Taobao and JD.com. In addition, some banks require that only transactions with points can be counted as card swiping times. The specifics can be Check with your credit card issuer.

3. The consumption methods of using credit card and debit card are basically the same, with some small differences. Please follow the following methods when swiping a credit card:

1. When swiping a credit card, please keep the credit card away from your sight to avoid misuse or theft of the card;

2. Do not sign at will on a blank or incomplete transaction form;

3. Before signing, please confirm whether the transaction amount listed on the transaction form is correct, and pay attention to the consumption currency Are the type and capital amount correct?

4. When using a credit card, a signature is required to confirm consumption. Generally, there is no need to show your ID card or enter a password. However, please cooperate when the following situations occur:

Due to operational standards, POS machines in some cities still require a password. Please enter any 6-digit number you want. If you are making a large purchase or purchasing easily liquidated goods, it is recommended that you enter your accurate personal password for the ATM.

5. When the transaction form needs to be rewritten or canceled due to errors, please ask the merchant to tear up all the original invoices and retain the return certificate given by the merchant to avoid future occurrences;

< p>6. After making the payment, please confirm that the credit card returned by the salesperson of the special merchant is indeed your own credit card;

7. After completing the transaction, please keep the cardholder's link to make the payment so that you can contact the bank Credit card statement sent for verification.

Extended information

If you want to know whether your credit card has been used enough times to waive the annual fee, you can check through the following methods:

1. Telephone Inquiry: directly call the 24-hour service hotline on the back of the credit card and transfer to manual customer service inquiry;

2. Online inquiry: log in to the official website of the credit card, find your issued bills and unissued bills, and put all the card swiping times inside Add them up to know the total number of card swipes.