The University Card is a credit card issued by a company specifically for college students. It has functions such as free long-distance remittances, accumulated points for consumption, and discounts at designated merchants. It is a good assistant for many college students to open their minds, understand finance, and enrich their lives. . There are more and more applications for credit cards from college students. College students have become credit card owners. What should college students do with their credit cards?

Applying for a credit card must meet the following conditions:

1. Applicants for college student credit cards must be full-time undergraduate students. Some banks stipulate that college freshmen must apply for college freshmen or college freshmen, and other applicants Cannot help with loans;

2. For recruitment, the maximum credit limit of a college student card is 3,000 yuan, and the maximum credit limit is 1,500 yuan for China CITIC Bank, ICBC, China Construction Bank, Agricultural Bank of China, Shanghai Pudong Development Bank, China Guangfa Bank, etc. , the card-issuing schools targeted by the card-issuing banks are generally 211 project schools across the country, and some places are even unknown. If your school does not have a credit card;

3. If the parents have a regular job, you can ask the parents to apply for a credit card. You can apply for an additional card at the same time. Applicants for additional cards only need a copy of their ID card and a signature on the application form for the additional card. If the additional card is approved, the additional card will also be approved;

4. The school is not a card-issuing school, the applicant is not an undergraduate student, and students who receive financial aid and meet one of the above conditions cannot apply for a college student credit card.