Credit loan banks include China Construction Bank, Industrial and Commercial Bank of China, China Bank, China Merchants Bank, Bank of Communications, Minsheng Bank, China CITIC Bank, Shanghai Pudong Development Bank, Agricultural Bank and China Everbright Bank.
China construction bank
China Construction Bank, referred to as China Construction Bank or China Construction Bank, was originally named People's Construction Bank of China, and was renamed China Construction Bank on March 26th. 1996. Founded on June 30th, 1954 (Wu Jianian), it is a joint-stock commercial bank. Its main business areas include corporate banking, personal banking and treasury business.
China Industrial and Commercial Bank, referred to as ICBC for short, was established in 1984 65438+ 10/. The basic task of China Industrial and Commercial Bank is to raise social funds through financing activities at home and abroad, strengthen the management of credit funds, support enterprise production and technological transformation, and serve China's economic construction.
Bank of China, referred to as BOC for short, was formally established on February 5, 2002 with the approval of Dr. Sun Yat-sen, and its head office is located atNo. 1 Fuxingmennei Street in Beijing. It is a large state-owned bank managed by the central government and a national deputy ministerial unit.
Which bank has a credit loan
Every bank has its own credit loan products.
1, fast loan from China Construction Bank
CCB's personal credit loan products are mainly "quick loans". China Construction Bank's fast loan can provide you with up to 5 million credits, mainly for online application, covering cash withdrawal, shopping and so on.
2. China Industrial and Commercial Bank's margin financing and securities lending.
China Industrial and Commercial Bank of China can rank second in the latest top ten bank credit loan rankings. ICBC can provide loans as low as 600 yuan and as high as 800,000 yuan, with a service life of up to 5 years.
3. Electronic loan of China Merchants Bank
E-loan of China Merchants Bank is a bank credit loan product specially provided for credit card users of China Merchants Bank. The loan amount can reach 300,000, which can be repaid with the loan, and the next payment speed is also very fast.
4. China Bank Easy Loan
Bank of China E-loan is an online loan product of China Bank. You can apply through the internet for the whole process, with a loan amount of 300,000 yuan and a service life of 12 months.
5. Bank of Communications enjoys loans.
Bank of Communications can enjoy loans, ranking fifth among the top ten banks in terms of credit loans. Bank of Communications enjoys a pure credit loan, the amount of which depends on the borrower's situation, and the repayment period is between 3-24 installments.
6. Minsheng Bank consumes small loans.
Minsheng Bank's consumer microfinance is a series of loan products launched by Minsheng Bank. You can rely on your own social security and salary. Apply for credit loans, such as tax bills.
7. Letter from China CITIC Bank-Second Loan
CITIC Bank ranks seventh in the latest top ten bank credit loan rankings. CITIC Bank can provide qualified customers with loans of up to 300,000 yuan, with the loan term as short as 1 month and as long as 12 months.
8. Puyin integral loan of Shanghai Pudong Development Bank
Pudong Development Bank Puyin Integral Loan can provide loans of up to 300,000 yuan for people aged 18-60, and the processing process only takes about 3-5 minutes.
9. Agricultural Bank's online loan
Agricultural Bank's online loan is mainly aimed at specific customers, so you need to apply for a mortgage at Agricultural Bank. However, with the characteristics of online application, quick approval and quick repayment, ABC NetJet ranks ninth in the top ten bank credit loan rankings.
10, China Everbright Bank lends money at will.
Everbright Bank is currently at the bottom of the latest top ten bank credit loan rankings. The service group of China Everbright Bank is 22-55 years old, and borrowers need to buy "personal loan guarantee insurance".
Which banks can make pure credit loans? Take stock of several hot items.
Many people think that the threshold for bank loans will be high, but it is not. There are also some pure credit loan products, which can be applied by credit, do not need mortgage guarantee, and are relatively easy to apply, especially suitable for office workers. Let's see which banks have pure credit loan products.
There are many banks that make pure credit loan products. Whether it is the four major state-owned banks or some mainstream commercial banks, each bank basically bought 2~3 pure credit loan products. Here, let's take stock of a few hot spots.
1, Agricultural Bank of China-online loan
Agricultural Bank of China provides pure credit micro-consumer loan products to individual housing loan customers in some areas and customers who pay housing provident fund on time, with a maximum amount of 300,000 yuan and the longest loan period of 1 year.
New customers can apply through personal banking channels from 7: 00 to 22: 00 every day, and there will be a maximum limit every day. If the limit of the day is exceeded, the system will prompt "the limit that can be applied for today has been used up, please apply again the next day". The application amount will be paid in cash to the submitted savings card, but it can only be used for personal consumption.
2. China Construction Bank-Fast Loan
The pure credit loan products issued by CCB to existing housing loan customers, financial asset customers and private bank customers include "fast e-loan" and "car e-loan". Customers can apply online through personal online banking and mobile banking.
The most attractive thing about fast loan is its interest rate, 1 year 4.35% and 3-year 4.75%, but the amount is not very high.
3. ICBC Ronge Loan
ICBC's personal credit loan is unsecured, unsecured and pure credit. Self-service channel applications can reach up to 200,000 yuan, and the longest loan period is generally 2 years. From now until 20 19 12 3 1, the annual interest rate of some high-quality customers is as low as 4.875%.
Excuse me, which banks can provide credit loans?
Banks with credit loans:
1. Industrial and Commercial Bank of China: ICBC's e-loan service supports personal credit loans, and there is no need for guarantee or mortgage when making loans. The maximum amount of personal loan application is 200,000.
2. China Construction Bank: China Construction Bank has two credit loan products, namely Express E loan and Car E loan. The loan amount of two credit loan products is determined according to the applicant's personal loan qualification.
3. Agricultural Bank: Agricultural Bank provides credit loan services to customers who pay housing provident fund on time, with a maximum credit loan of 300,000 yuan.
So much for the introduction of banks with pure credit loans.