Card description:
Jinyanka is a RMB magnetic stripe debit card that joined China UnionPay and was voluntarily entrusted by Henan Rural Credit Cooperative Association to apply for a unified brand. According to different issuers, it can be divided into two types: corporate card and personal card. Personal cards can be simply divided into ordinary cards, VIP cards and employee cards (VIP cards and employee cards have exactly the same functions as ordinary cards, but only for marketing purposes, but the card samples are slightly different).
Jinyanka is exempt from deposit and withdrawal fees, card opening fees, annual fees and small account management fees in the province's rural credit cooperatives system, and enjoys consumption points. In addition, there are SMS notification services, special services of migrant workers' banks and rural credit banks.
According to the customer's consumption amount on the POS machine, score according to the calculation formula of consumption points. With the password, cardholders can check their consumption points at the counter of any rural credit cooperative networking branch in Henan Province. According to the unified arrangement for redemption of consumption points of card issuers, cardholders can redeem prizes at designated business outlets, and different consumption points correspond to different gifts. After exchanging prizes, the corresponding consumption points will be deducted. The use of POS cards only charges merchants.
Consumption points: refers to the use of POS and consumption in supermarkets and shopping malls.
Jin Yan Card has now opened online banking.