There are bills after the cancellation of the credit card because the cancellation of the card may not be a complete billing cycle, so even if the previous arrears are settled, there is no guarantee that there will be debts in the credit card in the next billing cycle.

Credit card cancellation process:

1. First confirm which credit card needs to be cancelled;

2. Pay the current bill and then pay off the money;

3. Empty the points on the card and don't waste them;

4. Call the customer service phone on the bank card and cancel according to the information in the newspaper prompted by the customer service;

5. After waiting for the "settlement period" of the bank for 45 days, the cancellation can be successful;

6. Finally, remember to close the account.

According to the Administrative Measures on Customer Identification and Customer Identity Data and Transaction Records of Financial Institutions, bank account information shall be kept for at least 5 years from the year of transaction records. In other words, after handling the credit card, the bank will set up a bank account according to the cardholder's information. The card is only a manifestation of the account, and canceling the card does not mean canceling the account. If you just return your card, you won't be able to enjoy the treatment and preferential treatment of new customers the next time you apply for a credit card from the same bank, and canceling your account can avoid this problem. Therefore, it is best to cancel the account corresponding to the card at the same time.