1) Credit cards are issued early, and hotels and other places have higher acceptance;

2) The consumer has a password (domestic only);

3) The people's quota of dual-currency cards issued in recent 1-2 years is separated from the US dollar quota, which is equivalent to an invisible additional available quota;

4) There are many outlets. As long as you find the right place, repayment is more convenient;

5) The entry threshold is high, which is suitable for middle-aged and successful people to show off their grades.

Disadvantages of ICBC:

1) The card surface has remained unchanged for a hundred years, and the image of "cabbage" has never attracted young people;

2) The entry threshold is high, and the approval period is long, so the applicant needs to go to the local outlets to collect it himself;

3) There is no special credit card customer service phone number, so 95588 is used with savings customers;

4) The approval of the quota is very interesting. If there is a quota in 200 yuan, it is better not to approve it;

5) There is no online banking inquiry specifically for credit cards.