Hello, if you apply for a credit card, you usually apply for a credit card through a bank branch or a credit card salesperson.

If you apply for a China Merchants Bank credit card, you can go directly to the branch to submit your application information. Apply with the application form.

After receiving your application information, our bank's credit card promotion staff will transfer it to the credit card center review department. It usually takes 10 days from the review department to receive your application information to the completion of the credit card review. working days. After passing the review, we will make a card for you within 2 working days, and then send it to you by registered mail according to the billing address. Generally, the sending time of registered mail is within 15 days, so please be patient.

The most important conditions for applying for a China Merchants Bank credit card are that you are 18-60 years old and have a stable job and income. The necessary application documents are a copy of your identity certificate and a work certification document. If you can provide other Documents proving your financial resources will help us better understand your personal situation and determine your credit limit. Detailed application information is as follows:

1. Proof of identity: usually an ID card (if you are using a new version of the ID card, a copy of the front and back sides is required), military personnel need to provide a copy of the military ID card;

2. Work certificate: It can be the original work certificate issued by the unit where you work (please indicate the specific company name, department, position and income, and stamp it with the company seal or personnel seal), or the original has been verified by the promoter A copy of the work permit/plate with the mark;

3. Proof of financial resources: it can be a bank salary record, or income tax withholding certificate, or documents proving the market value of houses, cars, deposits and investments (such as real estate Certificate/car driving license/copy of bank time deposit certificate) and other materials that can prove your financial level. Other documents available for reference include: social security personal account list in the past six months, water and gas bills, credit card bills from other banks, etc.

Generally, the fixed limit range for regular cards is ￥1,000-￥10,000 yuan, and the fixed limit range for gold cards is ￥10,000-￥50,000 yuan. The specific limit is based on the audit results. allow.