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The Positive Effects of Mobile Payment
1, changed the payment habit. Let society enter a cashless society, reduce the loss of paper money, put an end to counterfeit money, and reduce the problem of change and wrong change.

2, you don't need cash when you pay, you just need to bring your mobile phone when you go out, which is convenient and fast.

3. Increase the financial management function. WeChat Alipay has financial management functions, such as WeChat change pass and Alipay's balance treasure, which can aggregate users' idle funds for financial management, so that idle money and change can also make money.

4. E-commerce increases the guarantee of online shopping. For example, Taobao's earliest "cash on delivery" service not only improved shopping safety, but also promoted everyone's enthusiasm for online shopping, allowing us to enjoy many online services without leaving home.

5. Reduce queues and easily pay utilities. Consumers can pay water, electricity, gas and other fees through related mobile payment applications, and this can be done with a finger.

6. Travel easily. Before going out, we waved to the intersection to take a taxi. Now you can play a good car on your mobile phone in advance and go out when the car comes. Buses and subways can be easily handled by mobile phones, and train tickets and plane tickets can also be easily handled by mobile phones.

7. Bank card management is convenient. For example, there are several bank cards bound to Alipay, but you only need to use Alipay in a unified way when paying, and you don't need to bring a bunch of cards, so you can choose one to pay.

8. Transaction payment saves more time. The emergence of mobile payment has been recognized by many people, especially now both buyers and sellers have a high evaluation of mobile payment, because it can make merchants and consumers feel more relaxed, convenient and safe payment experience, and the transaction payment process is simpler and more worry-free, saving more time and avoiding the embarrassing situation of queuing for checkout during shopping peak hours.

To sum up, mobile payment solves the limitations of traditional transaction payment, which not only improves the convenience and security of payment, but also makes travel transaction payment more convenient, not limited by time, place and space, and the transaction mode becomes simpler. Now this payment method has been recognized by many people and has been fully popularized in different parts of various industries.

Tips: The above contents are for reference only, and no suggestions are made.

Response time: 2021-10-12. Please refer to the latest business changes announced by Ping An Bank in official website.

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