If it is a China Merchants Bank credit card, it is ok to open the cash advance function. \x0d\ The handling fee for RMB cash advance in China is 65,438+0% of each cash withdrawal amount, and the minimum fee is 65,438+00 RMB; The handling fee for overseas cash withdrawal is 3% of each cash withdrawal amount, and the minimum charge is USD 3 or 30 yuan RMB (USD 5 or 30 yuan RMB for American Express Card-Centurion Black Gold Card and American Express Card-Centurion Platinum Card). There is no inter-bank handling fee for cash advance. \x0d\ Cash borrowed in advance does not enjoy interest-free repayment. From the date of cash withdrawal to the date of settlement, interest will be charged at a daily rate of 0.5 ‰, and compound interest will be charged monthly. PS: The handling fee for cash advance by credit card does not generate interest. \x0d\ For example, the withdrawal last month was 1 0,000 yuan, the handling fee was 10 yuan, the interest was 15 yuan, and the repayment was 1 0,025 yuan. Then the interest will be calculated with 15 yuan as the principal next month until it is paid off. Interest generated by cash withdrawal will also be calculated (compound interest). Generally, cash withdrawal will pay interest in three installments, the first installment: cash withdrawal to billing date, the second installment: cash withdrawal to repayment date, and the third installment: compound interest. Please refer to the amount on each bill for specific interest.