Because the younger the baby, the higher the risk, and the protection cost is relatively high. As the age increases, the risk will decrease, and the baby card can be matched. It can be used to store education funds and entrepreneurial funds for children, and you can also enjoy lifelong protection, and you can also enjoy annual dividends. The annual dividends can also be paid in full, and the net worth can continue to grow while the premium remains unchanged, and the cash value can also will keep growing.

Extended reading: How to buy insurance, which one is better, and step-by-step instructions to avoid these "pitfalls" of insurance