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How to increase the limit of Citibank credit card? There is a difference between temporary limit and permanent limit.

First of all, let’s take a look at the credit card limits of Citibank. Currently, the main credit cards that Citibank can apply for are Citi Rewards Card and Citi Miles Platinum Card. Their limits are as low as 5,000 and as high as 50,000. , the main factors that affect the application amount are the individual’s stable job and source of income.

How to increase the limit of a Citibank credit card? I have summarized the limit increase method as follows:

(1) Temporary limit increase

If you have a full credit card If you have a good payment record for more than 1 month, and you are about to go abroad or need to relax your credit card limit temporarily at home, please notify Citibank's 24-hour telephone financial service specialist three days in advance. There is a certain period of time (up to 30 days) for Citibank credit card to temporarily increase the credit limit. When the period expires, the credit limit will be restored to the original limit.

Part of the temporary increase in the limit:

1. Unable to enjoy revolving credit payment.

2. Cash advance cannot be obtained.

3. For personal consumption only, not for commercial use.

(2) Long-term limit increase

If you have held the card for more than 6 months and can provide more sufficient financial information than when applying for a credit card, such as: real estate tax receipt and fixed deposit certificate , labor insurance card, bank copies and company salary and income certificates, etc. Citibank will review and readjust your information. When the validity period of your credit card is about to expire, Citibank will not only actively renew your card for you, but also adjust your credit limit appropriately based on your consumption and payment records every year; if it has been increased within 6 months , no further adjustments will be made.