The overdraft limit of different credit card varieties of CITIC Bank is different, with a minimum of 3,000 yuan. For example, the credit line of China CITIC Bank Puka is generally between 3000- 10000 yuan. The credit limit of China CITIC Bank Gold Card is 10000-50000 RMB. The credit limit of CITIC Bank Card Platinum Card is generally more than 50,000 yuan. Moreover, the credit card withdrawal amount of CITIC Bank is only 50% of the credit card amount.

legal ground

Article 29 of the Law of People's Republic of China (PRC) Commercial Bank, commercial banks should follow the principles of voluntary deposit, freedom of withdrawal, interest-bearing deposit and confidentiality for depositors. Commercial banks have the right to refuse any unit or individual to inquire, freeze or deduct personal savings deposits, except as otherwise provided by law.