2. For overdrawn bank cards, the bank will give overdraft share according to the actual repayment ability. If the overdraft exceeds the share, the bank will immediately freeze your bank card.
3. A bank card is a debit card. If it is frozen, one is the wrong account freezing, that is, the bank will mistakenly provide more money to the depositor's account when trading, and then the bank may freeze more parts. The first is the judicial freeze. According to the relevant provisions of the law, judicial organs can apply for ice cards from banks in order to handle cases. At the same time, customs, tax authorities and other departments also have the right to freeze.
4. If you enter the bank card password for three consecutive times, the banking system will automatically lock the bank card password, which is similar to freezing, but not freezing. It will be released automatically after 24 hours.
5. If the bank card expires and fails to apply for a new card, the bank will freeze the expired bank card after it expires.
6. If you continue to report the loss of the bank card for many times, the bank will be frozen on suspicion of malicious loss reporting.
7. According to the law, people's courts, people's procuratorates, public security organs and other law enforcement organs may require banks to freeze their accounts. The maximum freezing time is 6 months, after which the freezing will be automatically cancelled.
Legal basis: Several Provisions of the Supreme People's Court on the People's Court's Seal-up, Seizure and Freeze of Civil Execution Property.
Article 29 The time limit for the people's court to freeze the bank deposits and other funds of the person subjected to execution shall not exceed six months, the time limit for sealing up or distraining movable property shall not exceed one year, and the time limit for sealing up or distraining immovable property and other property rights shall not exceed two years. Except as otherwise provided by laws and judicial interpretations. If the person subjected to execution applies for an extension of the time limit, the people's court shall go through the formalities of sealing up, distraining and freezing before the expiration of the time limit for sealing up, distraining and freezing, and the extension period shall not exceed half of the time limit specified in the preceding paragraph.
Article 30 If the time limit for sealing up, distraining and freezing expires and the people's court fails to go through the extension formalities, the effectiveness of sealing up, distraining and freezing shall be extinguished. If the seized, detained or frozen property has been auctioned, sold or paid off, the effectiveness of the seizure, detention and freezing shall be extinguished.