Does ICBC have a dedicated APP for credit cards? Why can’t I log into the ICBC APP with my credit card? , Does ICBC Credit Card have a mobile APP?
ICBC does not have a dedicated APP for credit cards. ICBC’s APP can be used with both debit and credit cards.
The reason why the credit card cannot be logged into the ICBC APP is because the credit card is not linked to the ICBC card account that has opened online banking. The same bank can only have one account that has opened online banking. If the ICBC debit card You have already opened online banking, and you need to link your credit card to this online banking account before you can query ICBC credit card related information on mobile banking. You can log in to ICBC online banking or mobile banking or go to the ICBC counter to add a credit card to your online banking account. Does ICBC have a dedicated mobile APP for credit cards?
There is no such thing, only the ICBC app. You can download an ICBC app to view it.
User experience of ICBC app:
ICBC mobile banking registration and activation methods are relatively rich. Users can register on their own in the APP, or activate it through the counter or online banking. Among them, the APP self-service registration process is clear, supports taking photos to read bank card information, and also supports card registration and login from other banks. The APP supports mobile phone number/card (account) number/user name login, password/gesture/fingerprint login, and can be switched at will.
The main interface of the industrial and commercial APP is highly friendly and simple in style. It adopts the "nine-square grid + bottom sidebar" structure. The bottom sidebar is divided into "favorites", "smart services", "benefits of life" and "mine" Four plates. The main interface of the APP adopts the "nine-square grid" mode. Users can add frequently used function keys to the nine-square grid with no limit on the number. Commonly used functions such as my account, transfers and remittances, investment and financial management can be completed in one step, and common secondary/tertiary menu functions such as credit card repayments can also be completed in one step. In addition, you can find the search function by clicking "+" on the main interface of the APP. You can search for products and functions, but you cannot obtain fuzzy searches such as "change password". There is still room for improvement.
The APP supports retrieving the login password when logging in, also supports changing the login password, and also supports changing the ICBC e-payment transaction password. In addition, you can find telephone customer service and online customer service in the APP, and it can be set as a floating window. It is worth noting that in version 3.0.0.9, clicking on the floating window will jump to the communication tool "Integrated e-Link", which is relatively cumbersome to operate.
In terms of operation guidelines, there is a registration reminder when registering the APP, and there are also relevant operation prompts during use. However, compared with the smart recommendations for next steps provided by some banks, this prompt is quite satisfactory. In addition, "My - Feedback" in the APP allows for feedback, and there are also major announcements and pop-up messages, but no FAQ list was found.
Generally speaking, the ICBC mobile banking APP operates smoothly and has clear function settings. The fly in the ointment is that the "Rong e-Shopping" mall service and "Rong e-Link" communication service recommended by the main interface of the APP require jumping to or downloading another APP, which is a bit cumbersome to operate. Does ICBC have a credit card?
Yes, you can fill out the form online first, and then send the information to the nearby ICBC to apply for a credit card through the ICBC app.
Check the progress of credit card application ：
Query steps:
1. Online banking query:
1. Log in to the bank's credit card center page, and then click the "Card Application Progress Query" function;< /p>
2. Enter the "Credit Card Application Progress Query" page and enter the ID number and verification code to query the bank's credit card application progress details.
2. Telephone inquiry: Call the credit card customer service number and enter your ID number to check the progress.
3. WeChat inquiry: Follow the bank’s official account to check the application progress.
4. Bank counter inquiry: Check the credit card application progress through the bank counter or contact the local card issuer. Can’t China Merchants Bank credit card be connected with ICBC credit card?
What business do you need to connect? Please describe the questions you need to consult in detail so that we can answer them in a targeted manner.
You don’t have a credit card, but you say you owe money on an ICBC credit card
1. Someone else may have used your information to apply for an ICBC credit card.
2. It may be a scammer, using text messages to defraud (this situation is very common, such as winning lottery tickets, winning prizes in mobile company raffles, how much money was spent with a bank card in a certain place, etc., all are scammers' methods) , don’t be fooled.
For the above two possibilities, you only need to call the customer service hotline of ICBC - transfer to manual service consultation to know the reason. The following link is the official website of ICBC. You can also check your application records online. Which ICBC credit card app is
ICBC does not have any special credit card app, it is the mobile banking app, both debit and credit cards can be used, just go to the official website to scan. Does ICBC have any terms for exercising the right of set-off with credit cards?
Right of set-off. This is stipulated by law (Contract Law). The terms of credit card use cannot be stipulated in such detail, but there will definitely be an unfinished business written in accordance with the laws of the People's Republic of China and the People's Republic of China. Therefore, if you owe a bank card debt, but you have assets in the bank, the bank has the right to exercise the right of offset, and the notice will take effect once it arrives