You can wait for the bank's audit, and after the audit, you can cancel your credit card without affecting your credit.

Apply for cancellation of credit card.

1. Before canceling the credit card of China Merchants Bank, please confirm that the account has no debt and no balance;

2. If there is any unused or inactive CMB credit card, please cancel it in time, and the inactive CMB credit card also charges an annual fee.

3. When canceling the credit card of China Merchants Bank, call the customer service phone of China Merchants Bank to apply for cancellation.

4. Cancellation of CMB credit card is completely free, and there is no cancellation fee.