Answer: Generally speaking, credit cards can be repaid in advance, but the specific situation depends on the regulations of the card-issuing bank. Some banks will charge early repayment fees, so it is best to understand the bank's relevant regulations before repaying the loan. In addition, some banks have preferential policies for early repayment. For example, some banks will provide discounts, and some banks will waive or exempt part of the interest. In addition, some banks will provide early repayment plans to help users better control their financial situation.