As more and more people apply for credit cards, many people do not spend rationally and restrainedly when using them, resulting in credit card overdue due to insufficient repayment. Overdue credit cards will lead to credit card failure. Restricted, what should I do if my credit card is restricted due to an overdue credit card?

What should I do if my credit card is restricted due to an overdue credit card?

If my credit card is restricted due to an overdue credit card, the cardholder should immediately transfer the overdue amount. After paying off the credit card balance, call the credit card customer service number and transfer to manual service according to the prompts. Then explain to the customer service the reason for the overdue payment and apply to lift the credit card restrictions, and the bank will lift the restrictions for the user. However, after the credit card restrictions are lifted, cardholders must repay on time and avoid overdue payments, which may cause the credit card to be restricted again.

It should be noted that credit cards are restricted due to overdue credit cards. After the restrictions are lifted, the bank is likely to reduce the credit card limit. Therefore, when using a credit card, be sure to repay on time. If you cannot repay, Be sure to explain the situation to the bank in advance to avoid restrictions on your card or even affect your personal credit.