Is there any danger? It's risky.

Your friend gave you an income certificate, and then you gave it to your friend without your ID card. In case your friend writes the address of receiving the credit card in his own name, he may try his best to swipe it after the credit card is completed. When you overdraw, because all the information of the user is your name, the bank will recover the arrears from you.

Wait a minute.

In order to avoid risks, you'd better handle it yourself. It is not difficult to apply for a credit card now, and banks are scrambling to find users to apply for it. Or you can directly ask your friends to issue proof of income for you and handle it yourself. All right.