Many people will do credit card turnover if they are short of money, but if they have assets under their names, they are worried that their credit cards will be rejected. In fact, the key to running a credit card depends on the applicant's current credit status, including credit status and repayment ability. People without assets can also apply.

What credit card can I apply for without a job?

1 China guangfa bank credit card: the main cardholder 18~65 years old, and the supplementary cardholder 16~65 years old, with annual income reaching the local average level. Credit card applications generally take 2- 10 working days from data submission to data entry, and 7- 10 working days to complete the review. After submitting the card application form 10 working days, you can check the progress of using the card, and the audit result will be notified by SMS.

Credit card of Industrial Bank: 18 to 60 years old (online self-service application needs 2 1 to 55 years old). Eligible people can get the card in about 2 weeks after submitting the credit card application materials.

3 Bohai Bank Credit Card: You need to be 18-65 years old (if you are a foreigner, you need to be 25 years old (inclusive) -65 years old (inclusive)), and your personal credit status is good. You can bring your original identity certificate, work certificate and relevant financial certificates to the nearest outlets or go online.

4 Bank of Communications Credit Card: The principal card applicant 18-60 years old, with full capacity for civil conduct; Supplementary card applicants must be at least 1 1 years old and above, and there is no upper age limit. The card can be activated after application, and the amount in the card will be given according to the assessment of the applicant's repayment ability.

Credit card of China Construction Bank: a natural person with full capacity for civil conduct, 18 years old and under 70 years old, with stable occupation and income, good credit status and the ability to repay the principal and interest on schedule. It takes about 5 working days for customers with cards to apply for mail cards. If the new customer is approved (the general approval time is 10 days), you will receive a face-to-face SMS and card letter after 3-5 working days.

Agricultural Bank Credit Card: at least 18 years old, with full capacity for civil conduct and good credit standing. After the credit card is approved, it will be uniformly produced and mailed by the Credit Card Center of the Head Office. Puka and Gold Card are registered letters, and cards will be made in 3 working days. The mailing time is usually about 7 days, depending on the delivery situation of the local post office. Platinum cards and sets of cards are delivered by EMS, and the cards will be ready within 3 working days. The mailing time is generally about 3 days, depending on the delivery situation of the local post office.

ICBC Credit Card: To apply for a credit card, you must be at least 18 years old and have full capacity for civil conduct. After applying for a credit card, you can generally get the card in 15 natural days (excluding legal holidays), and the digital credit card without entity can generally complete the approval and account opening in 1-2 minutes at the earliest. Please refer to the actual results.

Credit card of China Merchants Bank: The applicant for credit card should be over 18 years old (inclusive), and the foreigner should be over 25 years old (inclusive). It is best to provide some financial proof, such as: property right certificate of self-owned commercial housing (real estate license, purchase contract, bank mortgage certificate, formal purchase invoice, etc.). ) and self-owned vehicle certificate (self-owned vehicle driving license, bank car loan certificate).

Credit card of Postal Savings Bank: the applicant for the main card must be at least 18 years old and under 65 years old (including 65 years old). It is recommended to fill in your personal data completely. If you have a postal bank credit card before, you can immediately submit information to apply for other types of postal bank credit cards. Whether the credit card application can pass or not should be comprehensively evaluated.

A suitable credit card has low threshold, high efficiency, high quota and high approval rate. The credit card entrances of major banks are:

Minsheng bank's credit card is easy to handle and the amount is very high. Apply for this card free of annual fee. Everbright Bank's credit card is free of charge, and it is fast, simple to fill in and has a high pass rate. All kinds of credit cards of CITIC Bank and all kinds of rights application cards are easy. The cash borrowed by China Merchants Bank's credit card can be taken anywhere, and new households can spend a sum at will. JD.COM Plus members will be sent to apply for interest-free installment of the card for two years, and 8 yuan will also apply for Ping An Bank to purchase 60 yuan online, and pay for the reduction package. The maximum amount of credit card-Yanka series of CITIC Bank can reach 65,438+10,000, and you can enjoy a 50% discount when you apply for food. JD.COM PLUS Co-branded Card of Shanghai Pudong Development Bank is the first to send Plus Annual Card, which is free of annual fee, and can be used for six applications next year. The card above is to share the related content of "What credit cards can I apply for if I have no job". I hope I can help you!