How to check CITIC credit card statement

How to query CITIC Bank credit card bill details

How to query CITIC Bank credit card consumption details are:

1. Query WeChat official account

Cardholders can follow the official WeChat public account of CITIC Bank Credit Card (zxyhxyk), then select "Card Opening and Account Checking" in the menu bar below, select "Account Checking and Repayment", and then log in to their personal account to query.

2. Query on the Mobile Card Space APP

Cardholders can download the mobile card exclusive APP for CITIC Bank credit cards on their mobile phones, then log in to their personal account and follow the prompts to query;

3. Customer service hotline inquiry

Cardholders can call the customer service hotline of CITIC Bank Credit Card Center at 400-889-5558. After the call is answered, follow the phone voice prompts to enter or ID number. Then press 1 for self-service bill inquiry.

4. SMS query:

Cardholders can edit ZD plus the last 4 digits and send it to 106980095558, for example: ZD1234.

Main features of credit card:

1. Credit card is one of the fastest growing financial services today. It is an electronic currency that can replace traditional cash circulation within a certain range. ;

2. Credit cards have both payment and credit functions. Cardholders can use it to purchase goods or enjoy services, and can also obtain certain loans from card issuers by using credit cards;

3. Credit cards are high-tech products that integrate financial services and computer technology.

4. Credit cards can reduce the use of cash;

5. Credit cards can provide settlement services, facilitate shopping and consumption, and enhance a sense of security;

6. Credit cards It can simplify the collection procedures and save social labor;

7. Credit cards can promote product sales and meet social needs.

Main types

According to different card issuers, they can be divided into bank cards and non-bank cards

Bank cards. This is a credit card issued by a bank. Cardholders can shop at the card-issuing bank's special merchants, and can also withdraw cash at any time at any branch of the card-issuing bank or at places with ATMs.

Non-bank card. Such cards can be specifically divided into retail credit cards and travel and entertainment cards. Retail credit cards are credit cards issued by commercial institutions, such as department stores, petroleum companies, etc., which are specially used for shopping in designated stores or refueling at gasoline stations, etc., and are settled regularly. Travel and entertainment cards are credit cards issued by the service industry, such as airlines, travel companies, etc., used for purchasing tickets, meals, accommodation, entertainment, etc.

According to the different objects of card issuance, it can be divided into corporate cards and personal cards

Corporate cards. Company cards are issued to various industrial and commercial enterprises, scientific research and education institutions, national party and government agencies, military units, groups and other legal entities.

Personal card. Personal cards are issued to urban and rural residents, including workers, cadres, teachers, scientific and technological workers, self-employed households and other adult urban and rural residents with stable sources of income. A personal card is applied for in the name of an individual and he/she bears all responsibilities for using the card.

According to the credit status, status and other credit conditions of the cardholder, it can be divided into ordinary cards and gold cards

Ordinary cards. Ordinary cards are issued to cardholders with average financial strength, credibility and status, and their various requirements are not high.

Gold Card. A gold card is a high-end credit card that pays high membership fees and enjoys special benefits. Cards are issued to those with higher credit standing, stronger repayment ability and credit, or those with a certain social status. The authorization limit of the gold card starts from a higher level, and the additional service items and scope are much wider, so the requirements for relevant service fees and security deposits are also relatively high.

How to check CITIC Bank credit card statement and transaction details?

To check the bill and details of CITIC Bank Credit Card, you can 1. Follow the official WeChat account of CITIC Bank Credit Card: "zxyhxyk" or "CITIC Bank Credit Card".

2. Download CITIC Bank's exclusive credit APP - Mobile Card Space: 3. Call the customer service hotline - enter the ID number - press 1 for self-service bill inquiry. 4. Edit ZD plus the last 4 digits and send it to 106980095558, for example: ZD1234.

WeChat Apple 12, ios14, WeChat version 8.0.13

Bank loans require a personal credit report:

1. Bring your ID card or the trustee With your ID card and power of attorney, go to the credit inquiry window of the People's Bank of China where you are located and provide your ID card to print your personal credit record;

2. Open the official website of the Chinese People's Credit Center (Google Chrome version 3.3.2) , use your mobile phone number to register an account with your ID card, and submit a personal credit record inquiry application in the personal inquiry column. Usually within 72 hours, your mobile phone will receive an inquiry code sent by the credit information center. Open the official website of the Chinese People's Credit Information Center again and log in to register an account. Enter the inquiry code of the mobile phone text message in the personal inquiry column to check the personal credit information. At the bottom of the page, you can generate a PDF document to download and save.

Conditions for applying for bank loan business:

Natural persons aged 18 to 65 years old;

2. The actual age of the borrower plus the loan application period should not Over 70 years old;

3. Have a stable career, stable income, and the ability to repay the principal and interest of the loan on time;

4. Have good credit, no bad records, and the loan purpose is legal;

5. Meet other conditions stipulated by the bank;

6. If you meet the above conditions, you can apply for a loan at a local bank.

Required documents for applying for a bank loan:

1. Valid identity document;

2. Proof of permanent residence or valid residence, and proof of fixed residence; 3. Proof of marriage issues;

4. Bank statements;

5. Proof of income or personal asset issues; 6. Credit report;

7. Loan purpose Usage plan or statement;

8. Other information required by the bank. Required conditions for bank loans:

(1) A person who is over 18 years old and has full civil capacity, a permanent urban resident registration or a legal and valid resident identity certificate. Bank loans require that the borrower is usually between 18 and Between 60 years old;

⑵ Have stable legal income and the ability to repay interest;

(3) Have good credit;

(4 ) Other conditions required by the lending bank.

If the credit card bill has been paid off and a refund has occurred, the refund funds will be returned to the credit card account. This money can be used to pay off credit card debts, or to swipe cards, withdraw cash, and transfer funds. Cash deposited in a credit card account will become an overpayment. Some banks require a handling fee to withdraw cash from the overpayment. In this way, it will be more cost-effective for the overpayment to be used for repayment and credit card swiping.

In fact, when a refund occurs on a credit card, the refund will be restored to the amount before repayment, thereby offsetting the bill. Users do not need to repay this part of the refund amount.

How to query CITIC Bank credit card statements

The interest-free period for CITIC Bank credit cards is 50 days. After paying off the balance of the bill during the interest-free period, the credit limit will be restored. What are the methods for querying CITIC Bank credit card statements?

1. Query billing information via SMS. Edit the last four digits of ZD, such as ZD8888, and send it to 106980095558 to query the bill amount and repayment date.

2. Log in to credit card online banking to check bill information. Select My Account, and you can see your 12-month bill information in the unissued bill query and historical bill query.

3. Log in to personal online banking to check bill information. Select "Credit Card" in the upper right corner, and then select "My Account" to see your 12-month bill information in the unissued bill query and historical bill query.

4. Dial 40088-95558 to check bill information through self-service voice service.

Dial 40088-95558, follow the automatic voice prompts, select 1-2, enter and verify your identity information, and quickly check the current bill; dial 40088-95558, follow the automatic voice prompts, select 1-5, enter and verify your identity After receiving the information, you can check current bills, unissued bills, and historical bills.

5. Download and install "Dongka Space", register and log in, and click "Self-service" to enter the self-service function page and select the type of bill query for query operations. (The billing information of normal contracted cards under your name can be queried, including: (RMB/foreign currency) unissued bills, historical bills, and current bills).

How to check the bill of CITIC Bank credit card

Taking WeChat version 8.0.16, Apple 13 (IOS15.2 system), Huawei mate40 (HarmonyOS2 system) as examples, CITIC Bank supports a variety of Bill inquiry methods include: online banking, express online banking, SMS, WeChat, mobile card space, self-service voice, etc. You can choose a convenient method for inquiry.

SMS query: Edit the last four digits of ZD, such as ZD8888, and send it to 106980095558 to query the current bill amount and repayment date.

WeChat Inquiry: Follow the CITIC Credit Card official account "CITIC Bank Credit Card", bind the credit card, receive WeChat bills, and perform bill query operations.

Telephone inquiry: Dial 40088-95558 to inquire through the self-service voice service.

How to view credit card bill details:

In the bill, all transaction details in the transaction cycle will be listed, which is the card swiping details, including the card swiping time, transaction merchant, settlement amount, etc. content. If you really can't recall the amount, you can call the credit card customer service phone number for more detailed tips.

Credit cards are indeed convenient for us to use as overdrafts, but the money we use must be repaid. Therefore, please consume rationally. If you cannot repay on time and in the amount, not to mention bad records, late payment fees will also be very high.

How to check CITIC Bank credit card statement

Tools/Materials

Alipay app

Open Alipay APP .

Enter CITIC Bank Credit Card in the search bar at the top.

Click on the lower left corner to check the account and bind your own card.

Click on the audit and repayment in the audit column in the lower left corner.

Finally, your credit card statement is displayed.

That’s all for the introduction on how to check CITIC credit card statements.

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