Consumption payments are reduced or exempted. For example, if you spend 800 yuan at a time, 100 yuan will be written off your statement.

There is no charge for the moment if you don’t activate it, but I don’t know in the long run. It’s better to cancel the card, and it doesn’t cost money to call the company, which is more worthwhile.

ATM, online banking, third-party payment platform, peer debit card agreed repayment, etc. There are repayment methods on the credit card website.