The credit card has been issued, which means that the credit card application has been approved and can be issued. Generally speaking, bank credit card promoters will transfer to the approval department of the credit card center after receiving the application materials from users. It takes about ten working days from the receipt of application materials by the examination and approval department to the completion of credit card examination and approval. After the approval, the bank will handle the card within two working days and then send it by registered mail according to the bill. Generally speaking, it takes fifteen days to send a registered letter. Applicants can also check the progress of credit card mail through email number or contact bank customer service.

Cardholders can't cash out when using credit cards to avoid lowering or freezing the credit card limit. If the cardholder has a serious overdue record, the bank has the right to withdraw the cardholder's credit card limit, which will lead to a civil lawsuit.

What are the application conditions for credit cards?

(1) The applicant has reached the age of 18 and has full capacity for civil conduct;

(2) The applicant has a stable and legal job and income source, and has the ability to repay the arrears on time;

(3) Keep good personal credit information and no bad credit information records;

(4) In order to improve the audit speed, some financial certificates and work certificates can be provided.

It should be noted that different banks have different handling conditions, and the card-issuing bank shall prevail.