Let’s take a look at BMW loan car purchase fees Owning a BMW is the dream of countless people, but the high price discourages many people. At this time, we can buy a car through a loan, but most people are not very clear about the BMW car loan fees. Let’s take a look below! Different loan methods require different handling fees. This calculation method should be determined according to your own situation. In terms of loan interest rates alone, automobile consumer finance companies have the highest rates, and credit card installment car purchase fees are the lowest. If you take a bank loan to buy a BMW, you will need 30% of the down payment. There is no handling fee. The biggest loan cost is the loan interest. The loan interest rates vary from different banks and different terms. The key point is that your credit record must be good and you must be able to provide a guarantee recognized by the bank or have collateral. The car consumer finance company's BMW loan has the highest loan interest rate. Taking a 3-year loan as an example, the annual interest rate of a certain auto finance company is almost twice the loan interest rate of the other two methods. If you use a credit card to pay for a car in installments, there is no loan interest, but there will be an installment handling fee (except for a few designated car models that are free of handling fees). The handling rates are different for different models. Generally speaking, the BMW car loan handling fee for 12 installments is mostly between 3% and 5%, and for 24 installments, it is between 4% and 7%. The base interest rate for loans with a term of less than 3 years is 10%-30% higher than the base interest rate for most banks. After an increase of 10%-30%, the interest rate is divided into three types of loan channels. Comparatively speaking, banks are the most stringent, but the interest rate Low, credit card installment payment. Secondly, although the requirements for car loans from auto finance companies are not high, the fees are higher than those from banks. The specific loan method to choose to buy your beloved BMW is recommended to be decided based on your actual situation.