The status of the credit card is: normal, frozen, stop payment, reported loss, card collection, invalid, etc. If the status of the bank credit card is abnormal, it may be because the card is in the status of reported loss, frozen, etc.
Abnormal means that the card is reported lost, invalidated, not activated, etc.
It can be canceled after reporting the loss. If a cardholder loses his or her credit card, he or she can apply for a loss report at a nearby ICBC branch. Loss reporting applications can be made at any ICBC outlet, and there is no need to go to the card issuing outlet to report the loss. Applying for a loss report at an outlet is a formal loss report. If you need to cancel the loss report, please go to the Peony Card issuing department in the region where your credit card account is located to handle the relevant procedures.
If you are referring to being frozen due to overdue repayment, please apply to the card issuer after repaying the debt. You can also call 95588 to transfer the credit card or call manual to ask for card release. The editor reminds you to try not to make late repayments, otherwise the consequences will be serious. Therefore, cardholders need to pay attention to their own card usage habits and use cards reasonably and compliantly. The editor has summarized the following points on how to use the card correctly. I hope it will be helpful to you.
1. Apply for a credit card through formal channels and be aware of the credit card terms.
2. Repay the credit card overdraft limit on time. Once it is overdue, the interest and penalty interest incurred are often huge, even several times higher than the principal.
3. Never use a credit card to overdraft maliciously, otherwise it will violate the criminal law and constitute a crime.
4. Once the use of a credit card is stopped, cancellation procedures should be completed in time, otherwise annual fees, etc. will continue to be incurred, which will lead to the creation of bad records in the personal credit system